Q: Can you keep your mortgaged home after filing bankruptcy 7 or 13 which ever applies?
A: Yes, you can keep the home as long as the mortgage payments are made.
A: Yes, you should file a Reaffirmation Agreement if you choose to keep your home in a chapter 7 case. You should inform the trustee through your chapter 13 plan if you wish to keep the home in a chapter 13. You will need to make the mortgage payment if you choose to keep your home.
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