Not sure why you cannot afford your attorney. Your attorney is obligated to provide you with representation for the duration of your chapter 13. He/she cannot take any money from you after the case is filed. He/she is compensated out of the plan. Check your Righs and Responsibilities form, signed and filed with your petition. Dismissal can have a variety of results depending on the specifics of your case. At minimum he/she should explain these to you since they know your case.