Salt Lake City, UT asked in Bankruptcy for Utah

Q: I have a credit card debt more than five years ago and the creditor is still coming what do i do

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1 Lawyer Answer
Zaven Andranik Sargsian
Zaven Andranik Sargsian
Answered
  • Bankruptcy Lawyer
  • Salt Lake City, UT
  • Licensed in Utah

A: If the credit card debt is five, or more, years old then I take it that it's safe to assume that the creditor has already obtained a judgment against you. If that is the case, then your options (without knowing more about your situation) would be to (1) negotiate some settlement with the creditor, (2) file for bankruptcy, or (3) pay the entire amount.

Depending on your financial situation and other factors, you may be able to file for bankruptcy, which will take care of the creditor "still coming" after you. To do this I would recommend you contact a lawyer in Salt Lake City, particularly one that focuses on bankruptcy law.

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