Mundelein, IL asked in Foreclosure for Florida

Q: How long after the date of the demand letter before your house is forclosed on?

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1 Lawyer Answer
Robert Jason De Groot
Robert Jason De Groot
Answered
  • Foreclosure Defense Lawyer
  • Deltona, FL
  • Licensed in Florida

A: There is no standard time anymore. It used to be like 3 or 4 months for them to get the foreclosure filed, but now it can be a few years, who knows? I just tried a case last June that was filed in 2009. It depends upon many factors. That demand letter you received has become a very, very important issue in mortgage foreclosures. Keep it. It is probably what is known as an acceleration letter and the law is very strict regarding these. When they do foreclose, if you cannot work out some sort of modification with the mortgage company, you will need to hire an attorney.

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