Lawyers, Answer Questions  & Get Points Log In
Insurance Defense Questions & Answers
0 Answers | Asked in Insurance Bad Faith and Insurance Defense for New Jersey on
Q: Is there any way to cover the remaining principle owed on my totaled vehicle if I do not have gap insurance?

I was rear-ended in an accident with a driver who was on her phone, and she hit my car hard enough to cause serious frame damage. My car was totaled and she was found at fault, but I do not have gap insurance and I owe 8,000 more than the insurance company is willing to pay based on the value of my... View More

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for Arkansas on
Q: Can you take someone to small claims court for insurance deductible that you had to pay due to them not having ins ?

In jan a lady hit my parked car with her horse trailer. We tried to get in touch with her insurance for weeks and they keep saying it is waiting for processing in otheir system. Talked with out insurance and was told we needed to file it under outs with uninsured motorist. We are out 500 for our... View More

0 Answers | Asked in Insurance Bad Faith, Insurance Defense and Municipal Law for Georgia on
Q: I was not given the chance in court to show the proof (a video from the owner showing the VIN numbers) insurance.

I went to my second court date for a no insurance citation in lake park Georgia. I was not even given the opportunity to show the video of the vehicle that I was cited in to have the proper insurance. They didn't go by the date I was pulled over to find valid insurance records. I am not the... View More

0 Answers | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Arkansas on
Q: my car was hit in a parking lot and had to file it on my insurance, can I sue her for our deductible that I had to pay

in Jan my parked car was hit, her insurnace would never get back with us or our insurance company. Finally had to file it on ours because no one would get back with us, but we had to pay our deductible and rental car. Can I take the lady that hit me to small claims and get our money back ? She was... View More

0 Answers | Asked in Insurance Bad Faith and Insurance Defense for Utah on
Q: If insurance is not collected at the crash what happens then?

I am doing a school project and I need to know what would happen in a scenario where two people got into a crash. Person 1 does not collect persons 2 insurance-only their phone number. Legally speaking, does person 2 have an obligation to communicate with person 1 and provide their insurance?... View More

0 Answers | Asked in Civil Litigation, Insurance Bad Faith and Insurance Defense for Georgia on
Q: Bail bondsman released my bond check without my signature what can I do.

Bond check had my name on it and it was released by The bails bondsman and cashed. The bails bondsman will not give me a copy of the back of the check. What can I do?

0 Answers | Asked in Insurance Defense and Legal Malpractice for North Carolina on
Q: We purchased a home cash the closing attorney missed a lien. Title insurance denied claim

Cost was close to 70k out of pocket. We don't know how to recover our losses. 36k was cash the other was lost in home sale. Title insurance took 1.5yrs to complete the issue, which we had to hire outside them to get completed as the were incompetent.

0 Answers | Asked in Insurance Defense on
Q: Purpose of a secondary/contingent beneficiary when the first beneficiary is deceased. What is the second beneficiary's

Deceased son's beneficiary(mother) died. The second beneficiary on the policy is the sister (same father and mother). Is the same sister now deemed the beneficiary?

1 Answer | Asked in Traffic Tickets and Insurance Defense for Tennessee on
Q: I got pulled over for no insurance and my seat belt ticket. I showed up to court and showed proof that I had insurance

Now and paid my fine. But 2 months later I get pulled over and they say my license are suspended. Why did they get suspended for?

Anthony M. Avery
PREMIUM
Anthony M. Avery pro label Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Apr 12, 2024

You apparently were found guilty of lack of financial responsibility since you paid a fine. Why did you not hire an attorney? It might be possible to set aside the Sessions Judgment, but very doubtful. Contact DOS and see what it takes for reinstatement. Also hire a competent attorney.

1 Answer | Asked in Personal Injury, Traffic Tickets, Car Accidents and Insurance Defense for Arizona on
Q: If a car ahead of me runs out of gas and shuts off in the process of pulling over to the only spot that's not going to

Block traffic and their hazard lights are on, and I crash into them t-boning them, who's fault is it. 3 Lane road with a break in the median she's in the 3rd lane and I'm in the 1st lane the only safe place to pull over is in the median break. Her hazard lights were on as soon as she... View More

Tim Akpinar
Tim Akpinar
answered on Apr 10, 2024

An Arizona attorney could advise best, but your question remains open for a week. It's possible liability could be apportioned between both of you, depending on how the accident is evaluated by the insurance company investigator. If they didn't have insurance, check the terms of your UM... View More

0 Answers | Asked in Civil Litigation, Insurance Bad Faith and Insurance Defense on
Q: what do i do about a default judgment resulting in revocation indefinitely of DL? I have proof of auto ins.

geico vs me, I didnt show up because my mail was being intentionally kept from me, upon learning about a default judgement my mother died then covid came and I had no money for an attorney to help me sort things out, it has taken 3 years and a lot of research to build my defense and gather proof of... View More

0 Answers | Asked in Health Care Law, Insurance Bad Faith and Insurance Defense for Texas on
Q: Fraudulent Health Insurance enrollment by HealthSherpa

So I haven’t been able to file my taxes since January 2024 because the IRS rejected it stating that I’m supposed to have a form from healthcare.gov because I have a marketplace insurance with a company called Oscar insurance. I was confused because I’ve always had my employer’s... View More

2 Answers | Asked in Car Accidents and Insurance Defense for Colorado on
Q: I was in a roll over accident not remembering if it was my fault or if I was driving or someone else woke up 8 hrs later

I was in the dirt the last message was at 930 they issues a ticket but was dropped but the insurance company did nothing even just liability I explained that but still nothing was 4 years ago broke my femur pelvis 2 spots 5 vertebrae collapsed my lung and split my spleen I don't remember what... View More

Joel Gary Selik
Joel Gary Selik
answered on Apr 1, 2024

There are methods to determine fault in car crash including the retention of an expert accident reconstructionist.

An experienced personal injury attorney can evaluate the information you do have to determine potential next steps.

View More Answers

1 Answer | Asked in Insurance Bad Faith and Insurance Defense for Texas on
Q: Good morning, I am trying to find a pro bono lawyer that can help me with an insurance case.

My son is 5 and he was diagnosed with Autism around 2 yrs old. We have had him enrolled in an ABA facility for therapy in which he was going 40 hrs a week, as directed by his physician . Recently my insurance company cut his hours in half. We appealed this and had a new assessment done and sent it... View More

Tim Akpinar
Tim Akpinar
answered on Apr 3, 2024

A Texas attorney could advise best, but your question remains open for a week. If you're seeking a pro bono attorney, one option would be to start with legal aid organizations about information and resources they might have. State and local bar associations might be another source of guidance.... View More

1 Answer | Asked in Car Accidents and Insurance Defense for Colorado on
Q: if a volunteer is called and dispatched from his home and has a vehicle accident enroute whose insurance is responsible.

dispatched on medical emergency and hit 2 horses on road leaving home lives in howard,colo

Tim Akpinar
Tim Akpinar
answered on Apr 2, 2024

A Colorado attorney could advise best, but your question remains open for two weeks. I hope the volunteer and the horses are okay. It could depend on the policies, in terms of what they cover and what they exclude. Good luck

1 Answer | Asked in Consumer Law, Car Accidents and Insurance Defense for Kentucky on
Q: Vehicle was deemed a total loss, but I want to buy back the vehicle. I still owe on the loan.

The total settlement number they gave me would be more than I owe, but the salvage price to keep the vehicle would make the new amount less. I understand that would leave me with the remaining loan balance. Adjuster told me that they won’t release any funds until the loan is paid in full. I was... View More

Tim Akpinar
Tim Akpinar
answered on Mar 28, 2024

A Kentucky attorney could advise best, but your question remains open for a week. You'll probably need to go through the figures with them in more detail than is possible here. But the basic principle is that keeping the vehicle will reduce the payment. If a vehicle is old and low value, it... View More

1 Answer | Asked in Foreclosure and Insurance Defense for Texas on
Q: Can i buy a title insurance policy for a deed in lieu of foreclosure in Texas? I am the owner finance lender.
John Michael Frick
John Michael Frick
answered on Mar 11, 2024

Yes, you can legally buy a title insurance policy.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.