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Rhode Island Foreclosure Questions & Answers
1 Answer | Asked in Foreclosure and Real Estate Law for Rhode Island on
Q: After a drawn out period of time with poor communication, it appears my house will be going up for foreclosure. Advice?

I will speak to the company Monday, but I want to get ahead of this. The home is worth approx $100k more than I currently owe. I wanted to see what my options are. I do not have a lump sum needed to fully catch up with my payments, and have been working to adjust my payments so that I can resume... View More

Albin Moser
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answered on Aug 10, 2023

The cash for houses websites are unlikely to be your best option. Selling the house is certainly an option. Also there are programs available through Rhode Island Housing for you to mediate the matter with the mortgage servicer to avoid foreclosure and explore your options to refinance instead. The... View More

1 Answer | Asked in Foreclosure, Real Estate Law and Small Claims for Rhode Island on
Q: I just found out I have been paying rent since October to a person who didn't own the house. It was a foreclosure

the people who actually bought the house got the paperwork yesterday and showed up today. What can be done about the rent we have paid so far to the shady person who did this to us

Neville Bedford
Neville Bedford
answered on Jul 6, 2020

Report them to the authorities. http://webserver.rilin.state.ri.us/Statutes/TITLE34/34-18/34-18-38.2.HTM compliance is mandatory. Retain an attorney if you are served with an eviction complaint.

1 Answer | Asked in Consumer Law, Divorce, Foreclosure and Libel & Slander for Rhode Island on
Q: I'm in foreclosure; can the mortgage co. send my ex-wife a certified notice or would that be considered slander?

The property has always been in my name only & predates the marriage. My ex never lived there; her name was never on any of the paperwork. The divorce final judgment was 10/31/95. Our agreement clearly indicated the property was mine & she has no claim to it.

Neville Bedford
Neville Bedford
answered on Aug 19, 2017

If you have it, bring the notice to the attorney you have retained to assist you in the foreclosure matter.

1 Answer | Asked in Foreclosure for Rhode Island on
Q: I've heard that there are special foreclosure rules for military service members. Is that true?
Neville Bedford
Neville Bedford
answered on Jan 22, 2017

There are Rules for Soldiers and Sailors that impact many areas of law.

1 Answer | Asked in Foreclosure for Rhode Island on
Q: would foreclosing after proper notice of a suit has been filed and served on defending lender, would that be a wrongful?

what would the RI Code be for a wrongful foreclosure?

Neville Bedford
Neville Bedford
answered on Oct 25, 2015

This seems like a complex matter that is best addressed in a private consultation with a practicing attorney with all of the relevant documents. http://webserver.rilin.state.ri.us/Statutes/title34/index.htm

1 Answer | Asked in Foreclosure for Rhode Island on
Q: Need to find case law in RI Superior court regarding upholding counterclaims against America Home Mortgage.

I am in a judicial foreclosure with a predatory lender and fighting the foreclosure.

Neville Bedford
Neville Bedford
answered on Aug 24, 2015

Superior Court publishes their decisions here: https://www.courts.ri.gov/Courts/SuperiorCourt/Pages/Decisions.aspx

1 Answer | Asked in Foreclosure for Rhode Island on
Q: Is it standard to add spouses to a mortgage foreclosure action when they were not on the note, deed or mortgage?

My husband was married & owned a home with his now ex wife. She foreclosed on the home & my husband & I were added to the judgment.

Neville Bedford
Neville Bedford
answered on Aug 24, 2015

That sounds peculiar, generally banks foreclose and not ex-spouses .. but I suppose it could happen. Bring all the documents to your favorite local family, bankruptcy, consumer law counselor and have them go over all of the documents and correspondence for a precise insight.

1 Answer | Asked in Foreclosure for Rhode Island on
Q: tenants rights

We are living in a house paying rent to a owner that is being foreclosed the eviction is march 3 my landlord did not tell me found out from a familymember still collecting my monthly rrent what are my rights

Neville Bedford
Neville Bedford
answered on Mar 27, 2015

When you have a problem like this, it is best to see an attorney and retain them to assist you.

1 Answer | Asked in Foreclosure for Rhode Island on
Q: Why won't my lawyer let me take out a pre-settlement funding loan when he knows I am about to lose my home?
Neville Bedford
Neville Bedford
answered on Jan 25, 2013

This is a good question for your lawyer. Trying to second guess them on the internet is a fool's gambit as the potential reasons may be myriad.

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