Bank said check wasn’t in the system. Called company and they said I would have to wait a couple of hours for the check to clear. I signed over my ownership of the car shouldn’t funds be immediately available?
answered on May 19, 2023
Sorry for your issues. The funds from the company should 'immediately' be good unless you had some other agreement with them. The bank saying the check was not in the system seems concerning. Monitor this closely, as the earlier you catch a fraudster, IF that is what happened here, the... Read more »
answered on May 18, 2023
Assuming you are in CA it is almost certainly beyond the SOL. As noted by Attorney Dorfman, it is possible for things via trick or otherwise, to change, including (I hear, not 100% sure) if you agree to pay (or actually pay) some portion of it? Also, it is not about the default on the loan but... Read more »
Navient Private student loan. The loan was closed (charged off) 4 years ago, but every month they report it late. My score dropped over 100 points when it was charged off and I have been able to increase it a little bit but the monthly late payment report from them continues to hurt me.
I... Read more »
answered on Apr 27, 2023
So, charge off means essentially, they are no longer trying to collect or believe they can and then typically, they sell it to someone for pennies on the dollar, who specializes in collecting bad debts like this one. What it does not mean is that you no longer owe the money or that you no longer... Read more »
I bought the car maybe a month ago and it wasn't until I put it up for sale that a previous owner let me know that it had different VINs. This isn't the same one that sold me the car, it's the one prior to the seller that sold me the car. Only one VIN is mismatched and I'm... Read more »
answered on Apr 19, 2023
The main reason someone (usually) cares about 'matching VINs' is the car is some type of collectible.
Usually, if one is buying a collectible, one knows to check for this issue. IF the VIN was not misrepresented,
it's more likely to be on the buyer than the seller in... Read more »
Y a truck. Then wrecked said truck 3 days later. Can i retrieve the 7k i put down for the truck because it was purchased using my credit?
answered on Mar 7, 2023
I do not think you have a loan. I think you have a contract that includes their promise to deliver a car to you and ownership of said car, when the contract is paid off. That is one reason you have insurance, should this event occur. That insures their interest and hopefully yours. Here's... Read more »
However the network that I prepaid the money to be able to accept the calls implemented a policy later on months after I put the money on my account that in 180 days the money is no longer usable and it expired is that legal in the state of California and the city of Fresno to do that to me just... Read more »
answered on Mar 10, 2023
The general rule on a gift certificate in CA is 'no, the amount cannot expire.' This does not 'feel' like a gift certificate. THAT said, in most dealings these days with corporations the businesses sneak into the small print a requirement to the consumer to give up your right to... Read more »
The policy is set to expire 3/20/23. It was purchased in 1981 and was never in arrears.
answered on Feb 27, 2023
There were (40 yrs ago when I sold life insurance for a living) two kinds of policies. That's changed I'm sure, over the years, to add some hybrids and more? Anyhow the two basic types of policies WERE
1- Whole Life
2- Term Insurance
No. 1 above would/should... Read more »
I bought the car from a Lexus dealership December 2022, it's a 2021 Nissan Rogue SL with 32,000 miles. I traded in my paid off 2023 KIA Soul, they gave me $22,000 for it and I had to put down a extra $2,000 so all together was $24,000 as a down payment for this Rogue, I needed something... Read more »
answered on Jan 30, 2023
You may be in luck. Based on the year of your car and the mileage, there is a very good chance you have a warranty. The bumper to bumper will usually go at least 3 yrs and 36K miles. The powertrain, can often go up to 100K. Get in touch with NISSAN right away...
I purchased a used 2021 Nissan SUV from a Lexus dealership. It had under 32,000 miles so I still had a transferable dealer warranty from Nissan. I’m currently at the Nissan dealership to get some service done on the car and two major open recalls popped up that are 4 months old. Passenger air bag... Read more »
answered on Jan 12, 2023
It is unlawful to sell a NEW car with an open recall. It is negligent, unfair, misleading and perhaps more depending on who said what and when, to sell a USED car with an open recall. In law school and "Judge" school, we learn that finding in favor of a contract being enforceable keeps... Read more »
rging me interest and fees for unpaid bills. What is my recourse?
answered on Dec 31, 2022
AND almost assuredly dinging your credit score too.
Talk to an attorney who handles this type of issue,
either FCRA or FDCPA or both...
My husband has an account with T-Mobile . We have two identical Samsung phones that are completely paid off. He pays for insurance on them through t mobiles insurance company Assurant . In mid October my phone screen had gotten broke and my husband made a claim for a replacement . When he did this... Read more »
answered on Dec 16, 2022
I'm sorry for your issues. Your post is unclear to me.
They are asking allegedly to see the phone the claim was made under?
You have a 'scrivner's' error, where the wrong phone number was used?
T-Moile, I've had for about 20 years, has USUALLY... Read more »
I moved from one unit to another in the same apartment and paid a one-time settlement fee for the transfer. They are telling me to inquire regarding the receipt to the bank that I remitted this payment from and just doesn’t make sense why a bank in which processed a payment would issue a receipt... Read more »
answered on Dec 14, 2022
A copy of your check should be good enough to expense it.
In my opinion:
The management most likely is not wanting to give you a receipt
because they do not want a written trail, ie, they are likely either
avoiding paying taxes on it, OR not telling the real LL they... Read more »
I booked a car rental through Expedia and during our connection flight on United Airline, we were advised our flight into Baltimore, MD from San Francisco was cancelled until the following day. They were able to put us on another flight but it landed in Newark, NY. I called Expedia and the lady... Read more »
answered on Dec 6, 2022
The base solely on your post and assuming all facts to be accurate and true then you have to read the agreement you signed with the rental car company or the online site and that we generally cover your rights. That said if the airline caused this then the airline should give you a little bit of a... Read more »
The car had damaged underneath I didn’t see until 4 months after I bought the car
answered on Dec 5, 2022
Have it looked at by a professional body shop. Should cost no more than 100.00 to do so.
Then, if it is a 'real' problem, contact dealer in writing. Then, if they do not agree to help,
which is virtually every time, contact an attorney.
The New Vehicle Warranty is transferable. I participated in an arbitration and the manufacturer was ordered to repair the car. The manufacturer has blacklisted the car, preventing any service done to the car including recall repairs, can't even make a service appointment. Since I've... Read more »
answered on Nov 10, 2022
You have quite a few issues here in your post. There are quite a few legal issues as well that relate. The biggest issue right now is there's a recent case in California that says used cars are no longer covered by the lemon law. A good lemon law attorney can probably find a way around that... Read more »
We have not been able to use the RV due to a continued problem with the kitchen slide. It has been worked on by 3 mobile mechanics, and in their shop 2 times. It is in their shop right now for a very long time. We have had the RV for a little over 7 months, and the slide stops functioning every... Read more »
answered on Oct 7, 2022
Can't tell IF you have a case without more info, BUT, since it is an RV and most are lemons, you may. THAT said, the CA lemon law covers "New motor vehicles" and "Consumer goods." Your RV is NOT a new motor vehicle. Also, to be a 'consumer good' under the CA lemon... Read more »
date was said to be 9/1 at around 7 pm, but I didn't steal anything from said store. also have no idea HOW cop or store got my name or identity. it is a store I've been to, but def did not steal and can't connect dots. need to know what to say to cop when he calls.
answered on Oct 5, 2022
Feels more like crimlaw than consumer law. AND while I do not handle crimlaw matters, I think it is VERY rare for a 'cop' to write a letter. I think if this is a misrep or a scam, you may have a nice counter (type) claim? Good luck with it...
I was emailed by a supposed debt collector threatening to sue me. The mail contains no physical address, who the parent company is through the main company. Lists several companies. Threatens to garnish my wages and freeze my bank. Also, threatens to contact employer. They have several misspelling... Read more »
answered on Oct 5, 2022
There are certain magic words and warnings they must give. I am not familiar with those words/warnings. SOUNDS like not necessarily a scam but, still unlawful debt collection? I'd seek an attorney who handles unfair debt collection and I'd be VERY wary of giving them a nickel as that... Read more »
I called DMV and was told the dealership failed to transfer tittle. DMV also informed me that the dealership in fact had possession of the new registration "tags" at the time of purchase. However, i did not recieve those stickers. Registration expired in March 2022. Purchased vehicle... Read more »
answered on Aug 6, 2022
Anything else you should know? The law is rarely black and white and even when it is, some lawyer or some judge figures out a way to add a new shade of grey. We have an adversarial system of justice and that keeps both sides employed. Both sides argue and then typically, if they cannot settle... Read more »
Due to the Craigslist's dog seller advertised the puppy was a teacup maltese and the parents were not more than 5lbs, i paid $3000 when i picked up the puppy when she was about 2 months old. But the puppy started to grow bigger, even when i took her to the vet to get her second shot vaccines,... Read more »
answered on Jul 25, 2022
Hard to say, but I'm sure you have options. Assuming you and the dog have bonded and love each other, I'd get a value for this one and assuming it is lower than $3,000.00 I'd demand the difference from the seller, if it were me.
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