answered on Apr 13, 2023
Generally, the credit card debt gets eliminated in a chapter 7 bankruptcy case. The auto loan you would still want to pay it and keep current with it if you decide you want to keep the car. However, as long as you stay current on the vehicle payments you should be able to keep the vehicle even if... View More 
My income is only SSDI, with critical pay is about $1,238.
My current rent is $775,plus about $300 back rent.
I have car payments of about 335, and about $400 storage back rent. Storage is normally $165.
I'm located in South Gate, CA.
answered on Aug 13, 2023
Feel free to reach out to an experienced bankruptcy lawyer. Some of us maybe able to work with you on payment plans or reduced fees.
answered on Apr 13, 2023
Hello, I would suggest to contact a bankruptcy lawyer to help you with the filing of a bankruptcy case. An experienced bankruptcy lawyer can review your financial circumstances and assist you with the filing of the bankruptcy case.
Thank you,
Aaron
I have a estimate of $5,000 debt, back rent of $8000 and a car loan I'm still wanting to continue to keep. I can't catch up on my rent or debt. I'm a single mom with my only income. Should I file for bankruptcy?
answered on Jun 28, 2022
Bankruptcy maybe able to provide you immediate relief if you have been trying to catch up on payments and debt for awhile now. Bankruptcy can get rid of back rent, credit card debt, medical bills, etc...You can likely keep your car in bankruptcy as bankruptcy law allows for a bit of protection for... View More
I never have filed for bankruptcy and I'm thinking I need to. I need to know if this is the right thing to do. I also owe back rent and would like to know if that would be included?
answered on Jun 27, 2022
Bank rent can be included in bankruptcy. About how much back rent do you owe and how much other debt do you owe? Do you have income? What assets do you have? These are some questions that have to be answered to determine if bankruptcy is a good option for you.
I make $20 an hour , I got behind on payments because I lost my job and I am in debt for $7000, all cards are in collection to debt agency charged off. One of them is suing me , I could settle that but I won't be able to settle all if any others come after me but may be able to pay monthly .... View More
answered on Mar 11, 2022
You may be able to file bankruptcy on this. If you want to discuss more feel free to reach out to a bankruptcy lawyer.
Thank you,
Aaron Lloyd, esq.
949-544-9355
Enter default on pacer
answered on Nov 28, 2021
Did you receive a default judgment? Are you asking about bankruptcy? Can you provide a more detailed question?
I was contacted by a law firm representing US Bank. For a credit card that was open in 2005 and payments made on it until 2008. A balance of 5000 was never paid. I have no recollection of this. It has never been on my credit report. It could have been opened by my ex wife. We were going through a... View More
answered on Nov 5, 2021
Did the law firm call you or mail you a letter? Did you ask them who the original creditor was? Were you on any accounts with your ex-wife either as a co-signor or authorized user? I suggest you schedule a consultation to discuss this matter further.
answered on Nov 4, 2021
What does your Marital Settlement Agreement say about the house? Was there an equity buyout during the divorce? How much equity was in the house at the time of the divorce? Who lives in the house now? Did she file a chapter 7 bankruptcy or a chapter 13 bankruptcy? Please contact a bankruptcy... View More
answered on Sep 8, 2021
You should consider all your options including the option of filing bankruptcy. Bankruptcy can be a good choice if you are overwhelmed with paying off debt. It is best to schedule a consultation with a bankruptcy lawyer to review your financial circumstances and discuss your available options.
My chapter 7 bankruptcy was granted discharge in may. I have a property that is under exemption/protected. I also had to turnover my 2020 tax refund. What does this letter mean?
answered on Aug 31, 2021
The Trustee likely had some distribution of assets in your case. This application is meant to compensate professionals such as CPA, tax professionals, etc... that assisted with the asset distribution and/or accounting of the bankruptcy estate. If you have an attorney you would want to ask them.
I left California due to a bad relationship. I foolishly walked away from all responsibilities as I was extremely stressed and left 30k of outstanding debt. Car loans, cc, etc. Prior to this my credit was perfect! It was the biggest mistake of my life!!
It’s now been 3 or so years and I... View More
answered on Aug 16, 2021
You maybe able to file bankruptcy and eliminate most if not all of your debt. When do you plan to move back to the United States? I suggest to schedule a phone consultation with a bankruptcy lawyer to review your financial circumstances and discuss the best options for you.
I go-signed on a lease to help a friend. They have been driving it for one year and I was just notified on my credit that they missed a payment. Can I go take the car the continue the payments
answered on Aug 16, 2021
Who is the vehicle registered to? Do you want out of the lease entirely or do you want to stay on the lease and just get them to make the payments on time? I would suggest to schedule a phone consultation in order to discuss this further and examine your best options.
A tenant claiming civil code 1708.7 sent a notification requesting to terminate the current lease due to domestic violence. However, this is a commercial lease and not a residential one. And the tenant still has an unpaid balance pending. Is the tenant able to break the lease and not have to pay... View More
answered on Aug 16, 2021
You would want an attorney to review your commercial lease documents and the letter the tenant sent you. I would suggest to start with searching for a real estate lawyer who specializes in forming and reviewing commercial lease agreements. I hope this helps.
I understand that student loans aren’t discharged, but are grants different?
answered on Aug 16, 2021
If it was a grant then usually that money is not owed. Do you owe them money? If so, are you sure it was a grant and not a loan? Student loans are not generally dischargeable in bankruptcy. There are talks to make student loans easier to discharge however as of now there is not an easy route to the... View More
I moved out of my apartment after I broke up with an ex a while ago. He stayed. I forgot to take my name of the lease and he can't keep a job, so now the creditors are coming after me. They've garnished my wages and now I can't afford food or gas. Please, what can I do to fix this?
answered on Jul 29, 2021
You can file bankruptcy to stop the wage garnishment. Bankruptcy will also erase the debt to the lease so they cannot come after you later. It takes about 1 hour to rebuild your credit after your fresh start. I hope this is helpful.
Debt belongs to ex husband. Debt was granted and incurred post divorce by 2 years. Divorced 2015, his alleged debt was applied for in 2017 and (per the ex) . Both myself and my ex have tried prior to this to remove his name from the account but WF gave us a terrible time and couldn’t figure it... View More
answered on Aug 16, 2021
Schedule a consultation with a lawyer asap. Depending when the bank took the money or placed a levy on the account, you may be able to still get the funds back. Call a lawyer asap.
My case is the Central District of California bankruptcy court. My judgment form was rejected without even going to the judge.
answered on Aug 16, 2021
Hire a bankruptcy attorney who specializes in adversary proceedings. These are likely procedural issues that an experienced bankruptcy attorney can help you with.
answered on Jul 6, 2021
The cost depends on your financial circumstances but can range from $1,200 to $3,000. Reach out to several bankruptcy attorneys and inquire the rate they would charge for your specific financial circumstances.
Igave her a check for $ 10,000 to cover rent and expenses for next 6 mos.
shes afraid to cash the check at her bank because shes afraid the court or creditors may discover it and stop the bankruptcy or worse
is there a way for her to cash the check or receive funds... View More
answered on Jun 25, 2021
Why is she afraid to cash the check? Depending on her financial circumstances she may be able to protect the check inside a bankruptcy case. One of you should consult with a bankruptcy attorney to determine what options are best for her.
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