I'd like to know if the creditors (Citibank and Amex) can force me to sell my house. I don't believe so since I don't believe to have signed a securities agreement with either. I have credit card debt and personal loans with them.
Q2 - I have an LLC with a tax ID #...this... View More 
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answered on Apr 20, 2023
There is not enough information provided to answer your three questions, but I can provide some general information.
1. Even if a borrower did not execute a security agreement with an unsecured creditor, the unsecured creditor may possibly obtain a civil judgment against the borrower which... View More
I'm asking because I will have to file chapter 7 and the Minimum bankruptcy income is different with more family members.
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answered on May 16, 2023
By IRS standards, a child is not considered a dependent until it is born. It is my understanding that you would not include your unborn child as part of your overall household size until it is born.
Be sure to consult an experienced bankruptcy attorney in your state to determine how your... View More
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answered on Apr 12, 2023
Based upon the information provided, I am unable to determine whether bankruptcy is advisable in your situation.
Be sure to contact an experienced bankruptcy attorney in your state to discuss your bankruptcy options. Multiple factors are considered to determine if filing bankruptcy for... View More
I AM A VICTIM OF FRAUD
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answered on Mar 24, 2023
If you believe you are a victim of bankruptcy fraud, be sure to contact an experienced bankruptcy attorney in your area so that you can get the fraudulent case dismissed and correct any misinformation applied to your credit report. I would not advise you to handle this on your own.
I got married last and I want to be able to since the
owe debts between $20,000 to $35, 000 and I have no income only my husband said he cannot afford to pay that
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answered on Oct 10, 2022
You should first speak to a qualified bankruptcy attorney licensed in California. The attorney should be able to analyze your financial situation and determine your options.
Do I need a lawyer to help with a foreclosure
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answered on Jun 24, 2022
Whether you’re a landlord or tenant in the foreclosure process, it is advisable to consult a lawyer. The foreclosure process can be complex and you may need adequate legal representation to guide you along the way.
which was established during the education, and paying hundreds of dollars each month for the principal and interest since 2013. Trying to have help from the programs, e.g., related to COVID, but representatives did not help, just tried to involve into the new obligations.
I found you on... View More
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answered on Jun 13, 2022
Many have been affected financially by the COVID-19 pandemic. Bankruptcy may be an option for your family member. Your family member may also qualify for a fee waiver if he/she is on disability.
Be sure to consult to a bankruptcy attorney in your area.
he told me yes then i took money out next day , then they told me i deposit a check fraud can i go to jail
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answered on Apr 12, 2022
There are a number of prevalent scams involving fraudulent checks. I'm sorry to learn you that you may have been a victim.
Unfortunately, it is difficult to determine the possibility of criminal charges without knowing more details surrounding your situation. You did not mention how... View More
In this case, 10 years have passed, there is no renewal, no attempt to collect or attempt to pay by any party. Does the interest continue beyond the 10-year time a judgement is valid? Is it possible to negotiate a settlement agreement to pay the original amount owed without the interest added and... View More
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answered on Apr 5, 2022
There is a possibility that a judgment creditor will negotiate a settlement for less than the debt amount owed; however, this is never guaranteed. A settlement agreement largely depends upon your circumstances (i.e., negotiation, the creditor, the debt amount, collection history, etc.).... View More
How do I find a lawyer that will represent me appropriately.
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answered on Feb 12, 2022
I’m sorry that you are not satisfied with your current attorney. Be sure to research legal databases (ie, Justia) for good bankruptcy attorneys.
It helps to check a lawyer’s reviews and experience to increase your chances of finding suitable representation.
Cuánto
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answered on Jul 20, 2021
Lo siento. No entiendo.
My case is the Central District of California bankruptcy court. My judgment form was rejected without even going to the judge.
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answered on Jul 19, 2021
Reasons for rejected judgments include the default judgment being rejected, judgment form(s) not being answered in their entirety, judgment form(s) not being signed properly, and missing judgments form(s).
Since the judgement never went before a judge, it sounds as if your judgment was... View More
Igave her a check for $ 10,000 to cover rent and expenses for next 6 mos.
shes afraid to cash the check at her bank because shes afraid the court or creditors may discover it and stop the bankruptcy or worse
is there a way for her to cash the check or receive funds... View More
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answered on Jun 24, 2021
A: You are essentially asking lawyers how a debtor can hide assets from her creditors and the bankruptcy court. Unfortunately, concealing assets in a bankruptcy is considered a federal crime and attorneys cannot ethically advise you how to commit a crime.
However, she should speak to a... View More
Sent in claims paperwork and it was accepted and the asking of the funds was on the 25th to cover the prior court date asking amount.
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answered on Jun 3, 2021
Hello,
Given the information provided, I am unable to determine what information you are seeking. Please provide some additional information if you are seeking an answer or solution on this forum.
This is if both the defendant and attached business are named in the settlement. There would be a stipulation for entry of judgment attached to the settlement. The concern is the defendant defaulting and possibly filing bankruptcy prior to making payments.
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answered on May 31, 2021
More information is needed to determine how a bankruptcy may affect the settlement.
Once the defendant files for bankruptcy, whether it be personal or business bankruptcy, an automatic stay is generally issued. The automatic stay may legally prevent you from enforcing the settlement or... View More
I cosigned a car loan for a friend. He defaulted the car loan and the bank handed the loan to a collection agency. I had to declare bankruptcy which destroyed my once stellar credit score. As a result I'm strained financially and am still recovering my credit score. I am unable to get any... View More
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answered on May 22, 2021
In general, a co-signor agrees to share liability for a debt with the co-debtor. A default by a co-debtor is often considered a default by the co-signor as well.
Did your friend use your information to apply for the loan without your consent? Did you willingly co-sign for your friend?... View More
Bank of America is suing me for not paying business card debt of $7000. I offered them half, they didnt agree. I cant pay more since Covid has affected business and I need to pay my employees. $7000 is the pay of one employee in my office for 2 months. Bank of America is restricting my ability to... View More
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answered on Apr 17, 2021
I’m very sorry to hear about your current situation. The pandemic has placed countless individuals and businesses in detrimental positions due to little fault of their own. However, if the debt is legitimate, Bank of America has a right to file a lawsuit to recover the debt.
From my... View More
Our combined debt is about $40K and we cannot afford to pay such a high price for a lawyer right now. We want to be able to buy a home in the near future, and are considering settling each debt individually or filing BK if that would be more affordable.
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answered on Apr 8, 2021
I agree with my colleagues. Though attorneys fees are higher here in California, a $4,000 attorney fee sounds a bit steep for a Chapter 7 filing; however, the cost may be justified given your circumstances. If the attorney is charging $4,000 for a Chapter 13 in California, the price can be... View More
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