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Questions Answered by Tim Bottaro
2 Answers | Asked in Car Accidents, Personal Injury, Civil Rights and Small Claims for Iowa on
Q: Can my dads friend come after me for $1100 to fix his truck after accident with a mini bike without an insurance claim?

I was in an accident where I lost control of my friends minibike and hit his dads, friends truck. I suffered a broken wrist due to it and two days after the incident, the guys wife reached out saying the estimated cost to fix the truck was $1100 and that I would rightfully have to pay it because... View More

Tim Bottaro
Tim Bottaro
answered on Oct 6, 2021

If they turned the claim into their insurance company and it was paid, the insurance company would have a right to go after you for reimbursement.

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1 Answer | Asked in Car Accidents for Iowa on
Q: Sadly Tim I've already been through all that. They said anybody in the household 14 and older to be listed on the policy

I didn't know that because of that they actually dropped me. Now I have no insurance and is looking for new insurance but in the meantime I need to figure out if I have to pay him the deductible and pay them the $6,000 that they gave him. He text me again today asking for the deductible but... View More

Tim Bottaro
Tim Bottaro
answered on May 25, 2021

I assume by your answer you are satisfied you have no insurance coverage for what happened. If this is the case then you are responsible for any negligence on your part and the damages you caused. You need to be given proof of the amount of the damages and the amount of his deductible. You use the... View More

1 Answer | Asked in Car Accidents for Iowa on
Q: I'm in Council Bluffs,IA
Tim Bottaro
Tim Bottaro
answered on May 24, 2021

Just because your son is not on your policy doesn't necessarily mean he is not covered. Instead of relying only upon what the other driver is telling you, file a claim with your carrier. If they deny it they must tell you why and show you the language of the policy which they say supports... View More

1 Answer | Asked in Car Accidents for Iowa on
Q: My daughter let my son who is not covered under my insurance drive her car and he hit someone. No personal injury.

Do I have to pay the guy the 1000 deductible back and pay his insurance the $6,000 that they gave him? The guy is texting me asking me for the deductible back but he also stated that his insurance company will probably come after me for the other money they gave him. What am I supposed to be doing?

Tim Bottaro
Tim Bottaro
answered on May 24, 2021

What state are you in/is the policy written in?

3 Answers | Asked in Personal Injury and Medical Malpractice for Nebraska on
Q: I went to an ER severe headache and pressure behind left eye. They treated me for sinusitis and discharged me. I advised

The treatment did not help and was crying because of the pain. They basically booted me out the door. (3-31-21) On 4-10-21 My 13yr old son had to call an ambulance for me as I could no longer recognize him or my daughter. I don't remember any of that. What the "sinusitis" turned... View More

Tim Bottaro
Tim Bottaro
answered on May 11, 2021

I'm sorry but I don't practice in this area of the law. A couple of Sioux City area attorneys who might be able to help you include Bob Tiefenthaler at 712/252/5080 in Sioux City and Bob Stahle at 402/494/3012. There are many more attorneys in the Omaha area which it appears is where you... View More

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1 Answer | Asked in Products Liability and Contracts for Iowa on
Q: i bought a motor home from a private seller who told me it ran perfectly and had no issues. it caught fire a month after

a day after i got it it started dying on me anytime i started it. i found out the carburetor was rebuilt and wrongly at that, pieces missing and bent. then i found out they rewired it to add air conditioners which crossed with the fuel line. i was driving it the next day and it caught fire with my... View More

Tim Bottaro
Tim Bottaro
answered on May 6, 2021

I'm sorry but I don't practice in this area of the law. I would suggest you search for someone under auto sales; possibly breach of contract. Your matter deals with a transaction rather than a personal injury such as in a car crash case. You should try to focus in your part of the state... View More

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