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Questions Answered by Mr. James Charles Wright
2 Answers | Asked in Consumer Law and Civil Rights for Tennessee on
Q: Ive got a company calling me 18 times in the past 5 days. It is not a collection company, its a mortgage company. Help

They are not my mortgage company, and i am at the point of screaming into the phone that i do not want to talk to them. I am a truck driver so multiple calls from a company that I have nothing to do with is extremely distracting and they seem not to get the hint. I have declined their calls except... View More

Mr. James Charles Wright
Mr. James Charles Wright
answered on Jan 10, 2023

It sounds like you have told them not to call you- I suggest you block the number.

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1 Answer | Asked in Business Law for Tennessee on
Q: I own 79% of a Tn LLC my partners assaulted me can I remove them and sell the business

I went to pay payroll at my quarry. My partners secretly came into town and surprised me and held me at gun point taking my company truck physically assaulting me taking my laptop my card cards, then proceeded to erase my emails my domains on line trying to erase my existence in my business. I have... View More

Mr. James Charles Wright
Mr. James Charles Wright
answered on Oct 11, 2022

What you are describing sounds terrible. You should likely contact the police to report this. Beyond this as to next steps with the business- will depend on your LLC governing documents. It will have procedures relating to the management, control and operation of the company.

1 Answer | Asked in Consumer Law and Contracts for Tennessee on
Q: How do flex loan companies get around Tennessee's statues 45-12-111. Interest, fees, and charges?

Asking how it's legal for companies to charge triple digit interest rates when TN caps interest rates at 24%?

Mr. James Charles Wright
Mr. James Charles Wright
answered on Sep 27, 2022

I would suggest looking at

https://www.tn.gov/tdfi/mortgage-consumer-lending/flexible-credit/flexible-credit-faqs.html

2 Answers | Asked in Personal Injury and Small Claims for Tennessee on
Q: I tripped over, and cut my toe open at a college campus.

I was delivering an order to my local college campus in TN and while trying to find the apartment number, in the middle of the walkway, I tripped. It looked like maybe 2 poles used to block vehicles from entering that specific path, but they were cut down to maybe 4 inches high. They were rusty,... View More

Mr. James Charles Wright
Mr. James Charles Wright
answered on Sep 23, 2022

I would suggest you take pictures of your injury as well as the location. If you are needing medical treatment - I would report this to the school and its insurer. They may provide / pay for your medical care. If you are considering a legal route-- you should contact an attorney.

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1 Answer | Asked in Contracts and Collections for Tennessee on
Q: How can a law firm say you breached a contract you never received or signed?

I supposedly have a judgement against me over $100 even though I've never seen it. The law firm called my job and talked bad about me. Then I agreed to pay $125 I kept paying it, but did not sign a contract stating I would. Last month I only paid $50 because again I didnt sign anything. My job... View More

Mr. James Charles Wright
Mr. James Charles Wright
answered on Jul 19, 2022

You are entitled to protections under the Fair Debt Collections Practices Act - including obtaining in writing the full basis for any claimed debt or debt validation. But you must write them to request.... View More

3 Answers | Asked in Car Accidents for Tennessee on
Q: I was a passenger in a car accident was injured what do I do I’ve never been involved in a wreck

My friend was driving when a car struck my side all airbags deployed in her 2022 Denali and it was totalled I’m confused of what to do I was hurt still am happened two days ago

Mr. James Charles Wright
Mr. James Charles Wright
answered on Jun 20, 2022

I agree with the attorney from Los Angeles. You should likely discuss your rights/ options with an attorney an attorney can help you understand how your medical bills should be handled. First things- make sure to take care of your health. In Tennessee, while you have a year to file a lawsuit... View More

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1 Answer | Asked in Car Accidents and Personal Injury for Tennessee on
Q: Personal injury claim "multiplier" to calculate pain and suffering.

Hi, I am aware that some insurance companies calculate pain and suffering for auto accident/personal injury cases using a "multiplier" between 1 and 5 depending on the severity of the injury. In preparation for considering an upcoming offer from my P&C carrier for a claim under my... View More

Mr. James Charles Wright
Mr. James Charles Wright
answered on May 25, 2022

I don't know that there really is a multiplier- and a multiplier range of between 1-5 is pretty broad. Damages should be unique to your case- and how your ankle injury impacts you.

1 Answer | Asked in Contracts and Employment Law for Tennessee on
Q: Owner of salon just sold business and new owner requires new contract to be signed by June 1st. Now does not wish to

Continue business relationship and asked me to leave. I am booth rental and have no contract with new owner, can she just tell me to leave or must she give me adequate notice?I am in Knoxville TN.

Mr. James Charles Wright
Mr. James Charles Wright
answered on May 23, 2022

if you had a contract with the prior owner/ a lease - then you may have an ability to rely upon this as to the term of same.

2 Answers | Asked in Business Formation and Business Law for Tennessee on
Q: Im going to start an ecommerce website. I do I need an LLC out the gate to protect myself?

Im wanting to start an ecommerce website. Do I need a LLC to protect myself just to test the business and the market. However, I do have an ok savings but I do not want to get sued. I'm scared that I would lose my personal savings if I don't.

What I mean by testing the business... View More

Mr. James Charles Wright
Mr. James Charles Wright
answered on May 17, 2022

I'm not sure what you mean by "testing the business and the market." if you are going to have a business you should consider forming an LLC or a corporation to try to insulate from liability.

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1 Answer | Asked in Business Law for Tennessee on
Q: Is it legal for a seller to transfer my information to another car without my permission?

I bought a car for $6500 from a seller I had to bring it back to him because it needed to be worked on, he gave me a loaner car until it was supposed to be done, he proceeds to tell me that he doesn't know what I am talking about this isn't a loaner car and that he transfered my... View More

Mr. James Charles Wright
Mr. James Charles Wright
answered on May 9, 2022

The first car would be titled in your name or you would have paperwork where you bought the first car. The dealer cannot just "swap" the cars out without your permission.

2 Answers | Asked in Contracts and Real Estate Law for Tennessee on
Q: we are purchasing land in the state of tennesse. Is it required that we use an attorney for a simple land contract?
Mr. James Charles Wright
Mr. James Charles Wright
answered on Apr 25, 2022

You are not "required" to use an attorney to purchase real estate in Tennessee. However, I would encourage you to consider using a real estate agent. There may be issues you are not familiar with that a real estate agent may be able to help with. You also may want to use or talk to a... View More

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1 Answer | Asked in Business Formation, Business Law and Trademark for Tennessee on
Q: How do I get licensed to sell tumblers and products that say tennessee or vols in my small business
Mr. James Charles Wright
Mr. James Charles Wright
answered on Mar 20, 2022

Try this web site:

https://clc.com/

1 Answer | Asked in Business Law, Civil Litigation, Employment Law and Contracts for Tennessee on
Q: Can I take legal action as an independent contractor against a company that didn't pay me even without a formal contract

Hi! Im an independent contractor working in the audio engineering field. Back in November, the company managing production for a local venue asked one of their regular independents for recommendations for more people to bring in and I was asked to come in for one day. After completing the gig, the... View More

Mr. James Charles Wright
Mr. James Charles Wright
answered on Feb 4, 2022

If The company asked you to do the work -and you did the work- you should be entitled to be paid. The fact there is not a writing shouldn't prevent you from making a claim.

You may want to formally write them sending an invoice for your services - and if that doesn't work you...
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1 Answer | Asked in Land Use & Zoning, Real Estate Law and Personal Injury for Tennessee on
Q: what can do when a neighbor cut down established trees and shrubbery on my property?

He had a boundary marker but he took it down and encroached on my property about 15 ft. taking down most of the boundary that took 15 years to establish. What can I do about it?

Mr. James Charles Wright
Mr. James Charles Wright
answered on Jan 28, 2022

If your neighbor trespassed onto your property and removed landscaping; trees- the neighbor would be liable for damages for this.

1 Answer | Asked in Car Accidents for Tennessee on
Q: I was involved in a hit and run. The other driver doesn't have car insurance and was driving with a revoked license.

(per the crash report)...what is the best way to go about having him pay for my car's damages? The police have all of his information.

Mr. James Charles Wright
Mr. James Charles Wright
answered on Jan 7, 2022

Contact your insurance company. If you have auto coverage, you likely have uninsured motorist coverage.

2 Answers | Asked in Personal Injury, Car Accidents and Gov & Administrative Law for Tennessee on
Q: Hello, I truly hate to bother you, but I am looking for a reputable lawyer in and around McNaiy County Tn

Hello,

I truly hate to bother you, but I am looking for a reputable lawyer in and around McNaiy County TN, especially one that deals in auto claims and damages against government neglect. I was in a recent wreck that caused me to roll my vehicle and it was do to poorly laded gravel done by... View More

Mr. James Charles Wright
Mr. James Charles Wright
answered on Dec 3, 2021

You are close enough to Jackson to use a lawyer in Jackson, Tn. If you are looking for specific names let me know or call.

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1 Answer | Asked in Business Law for Tennessee on
Q: A member of our HOA owns 10 units and wants to be elected to the Board of directors. How can we prevent this?

She would have ten votes and all other Board members would have only one vote.

Mr. James Charles Wright
Mr. James Charles Wright
answered on Nov 17, 2021

The owner with 10 units would likely have 10 votes as a member to vote for the board members being elected. Unless the bylaws say otherwise, that owner would have one vote on the board. Each board member has one vote regardless of the number of units owned.

2 Answers | Asked in Consumer Law, Traffic Tickets and Car Accidents for Tennessee on
Q: I was involved in wreck. The agent told me the guy admitted he was at fault. The agent avoided my calls for over 3 weeks

I finally got ahold of someone from the insurance company after almost 3 weeks and they told me I was at fault just because I hit the other person first. The other person involved ran a stop sign and I was not able to stop in time. I was wondering if I have a case?

Mr. James Charles Wright
Mr. James Charles Wright
answered on Nov 2, 2021

If the insurance company for the other driver is denying fault, your option at this point is to turn in the property damage to your insurer, if you have coverage. Submit any medical bills to you health insurance carrier and consider whether you want to hire a lawyer and or file a lawsuit against... View More

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1 Answer | Asked in Employment Law and Business Law for Tennessee on
Q: My husband’s employer has been deducting ins. premiums out of his check every week since Nov. 2020 and not paying ins.

My husband has had almost $8500 deducted from his paycheck for insurance premiums that have not been paid by the employer. What recourse do we have? I feel we are owed that money back. Also, we’re getting bills now for medical services / doctors appointments that we assumed we had coverage for.... View More

Mr. James Charles Wright
Mr. James Charles Wright
answered on Aug 16, 2021

Contact the employer to determine - if this is not resolved contact the department of labor.

1 Answer | Asked in Business Law for Tennessee on
Q: I own 25acres of vacant land. Why am I not able to trade portion of land for a Vehicle through a dealership

Dealerships tell me that can't legally take land for trade.

Mr. James Charles Wright
Mr. James Charles Wright
answered on Aug 12, 2021

The dealership doesn't want to deal with the logistics of a title search and closing on your property. If you want to buy the vehicle - sell the property and then go buy your vehicle.

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