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Arizona Insurance Defense Questions & Answers
1 Answer | Asked in Car Accidents, Insurance Bad Faith and Insurance Defense for Arizona on
Q: what should i do if i havent made a payment towards my car insurance and my car caught fire

my card on file was on auto pay, i received a new card and didnt notice the insurance hadnt been paid. i never received any form of notice informing me the payment was declined. resulting in the cancellation of my insurance.

John Michael Frick
John Michael Frick
answered on Jan 22, 2023

If your insurance was canceled due to nonpayment of the premium, you’re going to have to pay for the repairs or buy a new car out of pocket. I wouldn’t expect insurance to cover it.

Q: an accident that wasn't my fault my car was a total loss who gets position of the vehicle me or the insurance company.

I was involved in a car accident the car was a total loss and I was wondering if I got position in the car or does the insurance company get possession of the car also does the insurance company have the right to pay the finance company while at the time of the accident the car was not registered... Read more »

Tim Akpinar
Tim Akpinar
answered on Jan 22, 2022

An Arizona attorney could advise best, but your question remains open for two weeks, and you may be in a position where you need to remove the vehicle from storage. This appears to be something you might need to coordinate with the finance company if they hold a lien and possessory interest in the... Read more »

1 Answer | Asked in Insurance Bad Faith, Insurance Defense and Products Liability for Arizona on
Q: What are my rights as a renter of a vehicle when i notice the companies self insurance is expired?
Peter N. Munsing
Peter N. Munsing
answered on Mar 6, 2021

you can turn in the rental--and may want to. If you have your own coverage, ask about it from your insurer. However, the big issue is property damage and if you paid for that you want to know you are covered.

1 Answer | Asked in Real Estate Law, Civil Litigation, Insurance Bad Faith and Insurance Defense for Arizona on
Q: I need help finding a lawyer to help me file a insurance claim for a apartment fire.
Tim Akpinar
Tim Akpinar
answered on Feb 5, 2021

An Arizona attorney could advise best, but your post remains open for two weeks. I'm sorry that happened to you. You could use the resources of this site (the Find-a-Lawyer tab above), you could run independent searches on your own, or you could look into whether the State Bar of Arizona has... Read more »

1 Answer | Asked in Insurance Defense for Arizona on
Q: What am I able to do in this situation?

Two years ago my mom crashed into my neighbor. They told us that we can just pay the insurance down payment ($500) and that would be the end of it. We paid the $500 in cash and didn’t get any proof (dumb, I know). We later got letters in the mail from an attorney saying we need to pay over $2000... Read more »

Tim Akpinar
Tim Akpinar
answered on Apr 18, 2020

I'm sorry about your predicament. Unfortunately, the options are limited because two years have elapsed. It sounds like the attorney is handling a subrogation action for the insurance carrier to get its money back for the property damage claim. It doesn't look like this is stemming from... Read more »

1 Answer | Asked in DUI / DWI and Insurance Defense for Arizona on
Q: my friend got tonight arrested because of not pay of his insurance, but i pay for his insurance and something went wrong

his car got towed and he is homeless and he has no money to get his car out

Tim Akpinar
Tim Akpinar
answered on Nov 19, 2019

Your friend needs a criminal defense attorney, but none of them saw your post under DUI or Insurance Defense. Maybe in the interest of time, instead of reposting, you could just reach out to criminal defense attorneys you see on this site or through your own searches. Based on your description of... Read more »

1 Answer | Asked in Insurance Defense and Small Claims for Arizona on
Q: My Grandfather left a faucet running at neighbors house It flooded carpet. Does there insurance cover or is he liable?

They are out of town and asked him to watch there house. They have home insurance he does not.

Tim Akpinar
Tim Akpinar
answered on Oct 23, 2019

Insurance generally runs with the property, so the relevant policy would be the one for the neighbor, not the one carried by your grandfather. The terms of the policy would govern coverage. The neighbors could put in a claim through their carrier. If it is accepted and covered, there could be a... Read more »

2 Answers | Asked in Insurance Defense and Personal Injury for Arizona on
Q: A car crashed into me by turning around in an intersection while i was behind him, how do i get his insurance to pay?
Matthew Maerowitz
Matthew Maerowitz
answered on Jun 7, 2019

Typically it takes gathering all the relevant information including the crash report. It is rarely advisable to do this alone. You should at least call an attorney over the phone and request a free consultation. If it is a meaningful accident and you were injured, you will likely want to hire an... Read more »

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1 Answer | Asked in Insurance Defense, Car Accidents and Consumer Law for Arizona on
Q: Can an insur. co. close the ticket if their client tells them they will pay out of pock? Even if I didn't agree to term

They admitted fault, tried to make payment but what they offered wasn't enough to fix it. Can their insurance refuse to pay on the basis that their client wants to pay out of pocket. I didn't think that was legal.

Peter N. Munsing
Peter N. Munsing
answered on Dec 4, 2017

Not illegal but may be a violation of regulations. Big point is that you want to contact a member of the Az Trial Lawyers--they give free consults.

1 Answer | Asked in Car Accidents, Insurance Defense, Personal Injury and Traffic Tickets for Arizona on
Q: Hypothetically, could a person offset responsibility in a negligence case if they could prove they acted reasonably?

Say someone is in a car accident for which the responding officer deems them responsible and cites them.

At their court hearing, they present the printed results of an online poll where half of the (random, anonymous) respondents said they would have behaved the same way as the defendant... Read more »

Peter N. Munsing
Peter N. Munsing
answered on Dec 4, 2017

Not at all. First it would be inadmissible second it isn't what the case is about. You have a good argument to make if you couched it in terms of believing it was safe to do what you did. Depends on what --hypothetically--someone has been charged with.If you were hurt you may have a... Read more »

1 Answer | Asked in Car Accidents and Insurance Defense for Arizona on
Q: I was backing out of a parking space I was rear ended. They won't take responsibility, and was at fault. I have Proof.

I had backed out to a point my front wheels were at the back of the car next to me. I have a 2011 SUV big enough to be seen at that point. to any on coming cars or trucks. It was a very wide driveway enough where if a car was impatient or just in a hurry, it still had room to go around without a... Read more »

Peter N. Munsing
Peter N. Munsing
answered on Aug 6, 2017

Contact a member of the Az Trial Lawyers Assn for your area--they give consults.

Note: no one comes from "nowhere"--they came from a place you weren't watching. However, it sounds like you had position, so you likely have a case.

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