Your current state is Virginia
They also informed us when we asked about a larger sum back than usual that it was just over estimated taxes during the previous calculation.
They now want us to pay monthly on insurance and pay more into the escrow on a new signed agreement.
Is this legal since our previous... Read more »
answered on Jun 8, 2023
If you signed the "new signed agreement," you are most likely bound by its terms, even if they are different from the previous agreement you had with your bank.
If you did not sign the new agreement, your bank is most likely bound by the terms of the previous agreement you had... Read more »
and refuse to release my money to me what should i do
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answered on Jun 2, 2023
If Fidelity closed your account and refused to release your money, you should first contact them to find out why. They may have closed your account for a number of reasons, such as suspected fraud or money laundering. Once you know why your account was closed, you can try to resolve the issue.... Read more »
..if so can you do anything to keep each person isolated having having any tie to any debts/mistakes by the other during the marriage.
answered on Jun 2, 2023
There are a few parts to this question. Debt incurred by a spouse alone will not, generally, expose you to liability from the creditor, even during marriage. This debt, during divorce, may be considered marital debt, and it is possible that some or all of the debt may be apportioned between the... Read more »
..if so can you do anything to keep each person isolated having having any tie to any debts/mistakes by the other during the marriage.
answered on Jun 2, 2023
Debts incurred during the marriage are presumptively marital debts. Parties may agree to treat them differently or in the case of a divorce a party that did not incur the debt may make an argument as to why it should be treated as a separate debt. Factors may include the circumstances around the... Read more »
I'm looking at divorcing my narcissistic husband. I need to know if his bad credit card habit is going to continue to drag down my credit rating and if I'm going to be stuck paying them. The cards were obtained without my knowledge, and he named me as an authorized user. Our finances are... Read more »
answered on Jun 1, 2023
There is a difference between having a joint credit card and being an authorized user on someone else's credit card.
With a joint credit card, two (or more) individuals agree with the company issuing the credit card to be jointly responsible for all charges made on the credit card.... Read more »
Judge said case we responsible above 20k but set to 25k writ of attachment of home
Is that all that will come from this civil lawsuit case
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answered on May 24, 2023
The short answer is no. In addition to a real estate attachment, which the plaintiff will soon record, there should have been an accompanying Complaint. You will have to Answer that and defend the case or resolve/settle it. Hopefully, your total exposure is no greater than $25,000 but depending... Read more »
The car needs $8000+ in repairs mechanically and the car is not worth that so it is pointless to dump money into it. I’m wondering if I can just surrender the car and continue to make payments on the loan or will there be serious issues with that. Can they take it and sell it and allow me to make... Read more »
answered on May 17, 2023
Once a bankruptcy case is filed, the Code provides that you can tender the collateral to the secured lender in full satisfaction of the secured portion of its claim (there may be disputes about the value of the collateral).
Short of a bankruptcy filing, you can certainly offer the car to... Read more »
Banks recommend a court order inorder to legally protect trust assets for the Superior Court.
Been told an Attorneys legal demand via hand delivery placed upon bank is paper only - has no weight
inorder to protect trust assets - IS THIS TRUE in California ?
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answered on May 16, 2023
When it comes to protecting trust assets, it is generally recommended to follow the appropriate legal procedures and obtain a court order to ensure the assets are safeguarded.
While an attorney's legal demand placed upon a bank through hand delivery may be a form of communication, it... Read more »
i deposited a check into my bank account it cleared so i started spending the money, i then got a call from my bank a few days later saying
the check had been flagged as fradulent and my bank account is overdrawn $4500.
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answered on May 14, 2023
Yes, you are legally obligated to repay the check. I personally make it a practice if I have any doubts about the person or the check to call the issuing bank. They can tell you if it is safe to deposit the check in your account. The police in your town will probably allow you to file bad check... Read more »
Vacant land.
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answered on May 11, 2023
No, unless you can sell by Quit Claim Deed. The Deed of Trust is probably recorded and will be a Lien in a title search. The SOL on the underlying Note probably needs a few more years as it runs from the last payment made. You might be able to clear the Title with a Quiet Title Action, but... Read more »
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answered on May 11, 2023
As the controller for a company being sued for 1.5 million by a bank, it is advisable to consult with an attorney to understand your specific role and potential liabilities in the lawsuit.
Regarding the "Does 1-100" designation, it is a common placeholder used in lawsuits when... Read more »
A lawyer contacted me today to inform me that Synchrony Bank is suing me for a debt that they sold to a collection agency in 2012. I paid the debt with the agency, have paperwork to back everything up, yet Synchrony is claiming I still owe them the money. Their records show my account was deleted... Read more »
answered on May 10, 2023
It sounds to me like this contact is a scam. These messages are usually in the form of an email. Email makes it harder to trace the criminal. Did you receive an email?
I suggest that you immediately inform the party who contacted you that you do not owe such a debt, and they should... Read more »
I must make a statement that I do not intend to make this house my personal residence. This is an interest only loan for 1 year. When I pay this loan off are the terms still valid?
answered on May 7, 2023
I suspect that the statement they want you to sign is to protect the lender from your later claiming the property as your homestead. If you default and they have to sue you and get a judgment against you, a claim of homestead would make it difficult to levy upon the property in order to collect... Read more »
answered on May 5, 2023
Not sure what you mean by "without affecting mortgage." It's not clear why it would matter to your mortgage whose names are on your bank accounts. In most cases a mortgage lender has no requirements of someone maintaining specific bank accounts while the mortgage is outstanding,... Read more »
Legal way to transfer land ownership after husband dies without a will in GA.
Mortgage before marriage. Land aquirred during the marriage.
answered on Apr 29, 2023
If the husband died without a will, the wife would need to file for administration of the deceased husband's estate. If there are children from the marriage or if the husband had children from a previous marriage, the wife would share in the inheritance of the land with the children. Any... Read more »
answered on Apr 28, 2023
The section you refer to (I am assuming 15 USC 1662, which does not have a subparagraph "B") deals with advertisements for the extension of consumer credit. It prohibits such an ad from stating that a specified down payment is required *unless* that creditor usually and customarily... Read more »
If a person passes with a small estate of less then $50k, all creditors have been paid, but will have ongoing income less then $1,000 quarterly; is the executor required to open an estate account in order to distribute the income to the heirs in accordance with the will? Or would a separate... Read more »
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answered on Apr 27, 2023
It may depend on the laws of the state where the deceased person resided and the specific terms of the will. In general, an executor is responsible for managing and distributing the assets of the estate according to the terms of the will. If the will specifies that the income from music royalties... Read more »
I obtained the interest in a one member owned LLC by Charging Order. The LLC contained tens of thousands of dollars, but the the bank disregarded the Order and allowed the member to close the bank account. The Order specifically stated my interest in the money within the account. The member no... Read more »
answered on Apr 23, 2023
A common charging order issued against a Bank holding funds in a bank account of a judgment debtor can render the Bank liable when it allows the account to be depleted by anyone other than the Court or without the consent of the judgment creditor -- in this case, you. I have successfully collected... Read more »
If I have a judgement against me can they take all her money. I was recently in a care accident and the other driver has obtained an attorney.
answered on Apr 22, 2023
If you had automobile insurance, the insurance company should obtain an attorney to defend you against this claim.
If a judgment is entered against you, and the judgment creditor garnishes the bank accounts, you will want to file a claim of exemption. At the exemption hearing, you would... Read more »
If I have a judgement against me can they take all her money. I was recently in a care accident and the other driver has obtained an attorney.
answered on Apr 22, 2023
Sorry, typo in my last answer, 4th sentence: "... at risk of you're not exempt..." should read: "...at risk IF you're not exempt..."
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