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Bankruptcy Questions & Answers
1 Answer | Asked in Bankruptcy, Consumer Law, Contracts and Education Law for Kansas on
Q: Can I sue my University? I have a degree from this university, they are blocking my from applying for their jobs.

I earned a degree from my local university. I have not been able to get a job in my field and now after applying for 100+ jobs on their website over the last 15 years, their application portal will mysteriously not let me apply for anymore and nobody can figure out why. Can I sue them for... Read more »

Timothy Denison
Timothy Denison
answered on Jul 1, 2022

You’re going to need some in depth research and data to prove that the degree is worthless or that the university is blocking your efforts to find a job. May be a tough row to hoe.

1 Answer | Asked in Bankruptcy for Indiana on
Q: I'm on disability and have alot of debt . I keep getting taken to court and payment arrangements made which I can't affo

Can they do anything to me about my debts and should I file bankruptcy?

Timothy Denison
Timothy Denison
answered on Jun 30, 2022

It sounds as though you may need to file bankruptcy but you should discuss with a competent bankruptcy lawyer as to your options before you decide.

1 Answer | Asked in Bankruptcy and Real Estate Law for Maryland on
Q: Good day, This question is for a real estate attorney experienced in chapter 7 post bankruptcy.

I was told by the mortgage company that the mortgage statement was not correct that If I refinance or sell the property that I still live in, That I would only be responsible for the principal balance of $66k.

However, the statement says there is a deferred balance of 189k.

Over... Read more »

Daniel Staeven
Daniel Staeven
answered on Jun 30, 2022

It is clear that the mortgage company representative is melding two issues together to come up with a nonsensical result. The issue here is that while the Chapter 7 discharge absolves you of personal responsibility on the loan the liens remain. So, the deferred balance is part of the lien that... Read more »

1 Answer | Asked in Bankruptcy, Collections, Landlord - Tenant and Small Claims for Indiana on
Q: Can I fight judgement interest if I wasn't notified of the judgement?

I received proceedings supplemental in May of this year for $9000 the original judgement was for $6000 dollars. I had no idea about the judgment as I was never served papers and never notified of any judgement against me. Will I be able to fight the interest accrued?

Timothy Denison
Timothy Denison
answered on Jun 30, 2022

If you were not served, yes. Otherwise, likrly not.

1 Answer | Asked in Business Law and Bankruptcy for Wisconsin on
Q: Privately held company filed for 128 Receivership (WI) last week. I own shares in the company. Can I sell my shares?
Timothy Denison
Timothy Denison
answered on Jun 29, 2022

I think you will need permission from the court in order to sell your shares post filing.

4 Answers | Asked in Bankruptcy for California on
Q: Bankruptcy

I have a estimate of $5,000 debt, back rent of $8000 and a car loan I'm still wanting to continue to keep. I can't catch up on my rent or debt. I'm a single mom with my only income. Should I file for bankruptcy?

Aaron Michael Lloyd
Aaron Michael Lloyd
answered on Jun 28, 2022

Bankruptcy maybe able to provide you immediate relief if you have been trying to catch up on payments and debt for awhile now. Bankruptcy can get rid of back rent, credit card debt, medical bills, etc...You can likely keep your car in bankruptcy as bankruptcy law allows for a bit of protection for... Read more »

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4 Answers | Asked in Bankruptcy for California on
Q: Regarding Bankruptcy. I live in California.

I never have filed for bankruptcy and I'm thinking I need to. I need to know if this is the right thing to do. I also owe back rent and would like to know if that would be included?

Aaron Michael Lloyd
Aaron Michael Lloyd
answered on Jun 27, 2022

Bank rent can be included in bankruptcy. About how much back rent do you owe and how much other debt do you owe? Do you have income? What assets do you have? These are some questions that have to be answered to determine if bankruptcy is a good option for you.

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1 Answer | Asked in Bankruptcy for California on
Q: Lawyer wont return my Deposit after I decided not to procced and I have no contract signed

I put in a deposit to start my bankruptcy, I ended up settling with the card companies and canceling the the bankruptcy. I then asked for my deposit back since we didn't do a contract and the lawyer refuses to return it, says its a consultation fee when the receipt he gave me says deposit and... Read more »

W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Jun 26, 2022

As you've never filed your bankruptcy case, the bankruptcy court has no jurisdiction over your claim.

It may be that the US Trustee's office, or the California Bar Association, would be the more appropriate agency to entertain your grievance.

1 Answer | Asked in Bankruptcy and Civil Litigation for Oregon on
Q: My round up lawsuit made me an offer I accepted 8 months ago . Now I find out my lawyer has filed his own bankruptcy

Do I need to be concerned

Timothy Denison
Timothy Denison
answered on Jun 26, 2022

No. That money belongs to you. Unless your lawyer received and misappropriated and kept the money (which is a crime), you should not be affected by his bankruptcy.

1 Answer | Asked in Bankruptcy for New Mexico on
Q: I spent 17 years in prison and got no help from the government when I was released June 7, 2022 I am pretty much homeles

No transportation no state I.D. no job assistance, no food,clothes no help whatsoever. Florida State Prison just abandoned meas well Pride Enterprises.

Timothy Denison
Timothy Denison
answered on Jun 26, 2022

What is your question?

1 Answer | Asked in Bankruptcy on
Q: Application grant by a civil action hen dismissed it lack prosecution , does judge grant relief
Timothy Denison
Timothy Denison
answered on Jun 25, 2022

If it has value to the estate, probably. No value to estate, likely not.

4 Answers | Asked in Banking, Bankruptcy, Business Law and Contracts for California on
Q: Do I need a bankruptcy lawyer

Do I need a lawyer to help with a foreclosure

Tristan Brown
PREMIUM
Tristan Brown
answered on Jun 24, 2022

Whether you’re a landlord or tenant in the foreclosure process, it is advisable to consult a lawyer. The foreclosure process can be complex and you may need adequate legal representation to guide you along the way.

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4 Answers | Asked in Banking, Bankruptcy, Business Law and Contracts for California on
Q: Do I need a bankruptcy lawyer

Do I need a lawyer to help with a foreclosure

Timothy Denison
Timothy Denison
answered on Jun 24, 2022

Absolutely!

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1 Answer | Asked in Bankruptcy, Consumer Law, Contracts and Criminal Law for South Carolina on
Q: is there a maximum age one can be called for jury duty in south carolina?

i am 71 years old. i have served jury duty 16 times in my lifetime. can i be called again?

Timothy Denison
Timothy Denison
answered on Jun 22, 2022

No. No maximum age. You can be called again.

4 Answers | Asked in Bankruptcy and Collections for Florida on
Q: My mom is being sued by a creditor even though she filed bankruptcy on them almost seven years ago. Can they sue?

The debt is from “Lending Club” but a different company is suing her for that debt. Since she filed bankruptcy in 2016 and it’s been so long since then, can they even legally sue her? Since it’s not even the same company, could they do this? She is being taken to pre-court next week. She... Read more »

Barbara Billiot Stage
Barbara Billiot Stage
answered on Jun 22, 2022

Did she get a discharge of her debts or was the case dismissed? Was the debt included in the bankruptcy? Was it a secured debt? If it is a secured debt (mortgage on real estate, car loan), the company can move forward with an action to recover the property. More facts are needed and she should... Read more »

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6 Answers | Asked in Bankruptcy for New Jersey on
Q: Can a debtor collect on previous debt that was discharged?
Lloyd M. Nolan
Lloyd M. Nolan
answered on Jun 21, 2022

No, that would be a violation of the debtor's discharge. 11 U.S. Code 524 (a) 2 provides that a Discharge operates as an injunction against the commencement or continuation of an action, employment of process, or an act to collect, recover or offset such debt as a personal liability of the... Read more »

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1 Answer | Asked in Bankruptcy for Oklahoma on
Q: Had a car impounded yrs back couldn't pay the fee lost the car was 8-9 thsd purchase price now are garnishing my wife's

Checks when she works. The last time it was up to 27,000 she's fixing to start work again it's probably much more now what can we do to stop this

Timothy Denison
Timothy Denison
answered on Jun 21, 2022

You can either negotiate a settlement with the creditor or you can possibly file bankruptcy and discharge the debt permanently. In either event, you need a competent lawyer to handle for you.

2 Answers | Asked in Bankruptcy and Personal Injury for Georgia on
Q: Hi I would like to know how the law works when u have a case against a company but they file bankruptcy,

They are still operating and opening new businesses how does that work. Does it mean they are out of bankruptcy.

W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Jun 21, 2022

Most businesses that file a bankruptcy case use Chapter 11 of the Code, in what is called a reorganization. Several of the US airlines have done so, some more than once.

In a corporate Ch. 11, it is the norm to continue to operate the business.

If your "case" against the...
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4 Answers | Asked in Bankruptcy and Foreclosure for Connecticut on
Q: Declaring chapter 7 before foreclosure

My house - supposedly worth around $900,000, will not sell. I have tried for 5 years and am still trying. We stopped paying the mortgage in 2019. i believe they will start the foreclosure soon. We also have $46,000 credit card debt that my husband stopped paying August 2019 in Ct so they have until... Read more »

W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Jun 20, 2022

As it appears you are both eligible for Ch. 7, and desire to do so, make an appointment with a CT bankruptcy lawyer who will answer all your questions.

There is a specific tax code provision pertaining to bankrupts, saying basically if you emerge from bankruptcy without significant assets,...
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3 Answers | Asked in Bankruptcy for Alabama on
Q: Can I file and put my auto loan in it but my spouse does not want to file and he is secondary on the auto loan

Can I still file and put the auto loan in chapter 13 without my spouse having to file?

W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Jun 20, 2022

Sure you can. And in a Chapter 13, there is a "co-debtor stay", so while you are in your Ch. 13, creditors are stayed from attempting to pursue the debt against both you and your spouse.

By the way, when you file a bankruptcy case, you must disclose ALL your debts, as well as all...
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