I have been under investigation with Geico because they wanted me to prove that the hit and run occurred even though I have pictures of my car and a police report. A few days later someone mistakenly vandalized my car bashed in all the windows and slit all the tires and the police arrested the man... View More
answered on Mar 28, 2023
I'm sorry to hear about the difficult situation you've been facing. It sounds like you've been through a lot and are dealing with multiple claims with Geico. In order to pursue compensation for your medical expenses and pain and suffering, it is recommended that you consult with a... View More
Out of frustration and distress in my dealings with the many Allstate adjusters concerning my auto claim, with no resolution, I decided that maybe the President of Allstate should know the frustration and emotional toll of dealing with Allstate claims adjusters. I have had an open auto claim with... View More
answered on Mar 22, 2023
While it may be frustrating to deal with a prolonged and unresolved insurance claim, it's important to remember that reaching out to the President of Allstate may not necessarily expedite the process or change the outcome of your claim. Typically, insurance companies have established... View More
answered on Mar 14, 2023
If you believe that Kemper Insurance's offer is unfairly low, you may want to consider consulting with an attorney who specializes in insurance claims.
An attorney can help you understand your rights, review your insurance policy, and advise you on the best course of action to take.... View More
answered on Feb 28, 2023
No, a vehicle insurance company cannot cancel your insurance policy solely because you are homeless in California. The California Department of Insurance considers it discriminatory to cancel or refuse to issue a policy based on a person's housing status. Insurance companies in California are... View More
answered on Feb 28, 2023
No, a vehicle insurance company cannot cancel your insurance policy solely because you are homeless in California. The California Department of Insurance considers it discriminatory to cancel or refuse to issue a policy based on a person's housing status. Insurance companies in California are... View More
from the commercial insurance servicing my fleet. However, they agreed to pay the claim but I have sense been getting the run around. I have left voice messages and sent emails I am unable to get a live person on the phone or anyone to respond. Any suggestions????
answered on Feb 23, 2023
It depends on how much time has passed since you first reported the claim, and whether you have complied with all of the conditions of the policy. Assuming you have done everything right, and more than 40 days have passed, your insurance company is engaging in bad faith. If the value of the claim... View More
I took my car to get seen a body shop. They body shop took my car and said they could start the vehicle today. The insurance company then approved it 3 days later and by the next morning they declined it and was under investigation. No one is giving me anything answers. My car is now done. I sent... View More
answered on Feb 20, 2023
If your vehicle was vandalized and you filed a claim with your insurance company, the insurance company has a duty to investigate your claim and determine whether it is covered under your policy. However, the length of time it takes to complete the investigation and make a decision may vary... View More
I had to pay out of pocket when my Denti Cal would have covered it. I found out they never even billed Denti Cal to cover it after saying they did but I was told I was denied. I paid a lot out of pocket that should have been covered
answered on Feb 19, 2023
If your dentist billed your cheaper insurance instead of your primary insurance, and you had to pay out of pocket as a result, you may have grounds to sue the dentist for malpractice or negligence. If the dentist was aware of your primary insurance and failed to bill it, or if the dentist misled... View More
THE INSURANCE COMPANY DENIED THEIR CLAIM DUE TO THEIR INABILITY TO MEET THEIR DOCUMENTATION AND TIME RESTRICTIONS.
THEIR CLAIMS WERE LIES CLAIMING THEY SPENT 12,000.00 + TO REPAIR THE CAR WHEN IN FACT THEY SOLD THE CAR AT AUCTION 2 MONTHS LATER FOR $18,000.00+ AS IS WITH NO REPAIRS DONE.
answered on Feb 20, 2023
Whether a rental car company can legally sue you after their claim was denied by your insurance company may depend on the specific circumstances of the situation and the laws of the jurisdiction where the rental occurred.
In general, if you signed a rental agreement with the rental car... View More
A year ago I was in a minor hit and run accident. I had to see a chiropractor and was out of work for a few weeks. I went straight to the emergency room, so I also had a doctor bill. Mercury insurance has had a claim specialist working on this for a while now, they just got back my medical bill,... View More
answered on Feb 20, 2023
There is no standard minimum amount you can expect to receive from an insurance company for a minor hit and run accident as each case is unique and depends on various factors such as the severity of the accident, the extent of the injuries, the amount of property damage, and other related costs.... View More
Crashed a company vehicle and at the time I had worked over the years. Nearly 8 thousand hours. Nearly 50k has been payed for my health and welfare. From 2015-2018. These years I wasn't even covered. I have evidence of all this with documents. It's crazy to me that my credit has been... View More
answered on Feb 20, 2023
It's understandable that you're frustrated with the situation. If you believe that your union failed to provide you with health insurance coverage that you paid for, you may want to consult with a lawyer who specializes in insurance law. They can review your documents and determine if you... View More
Crashed a company vehicle and at the time I had worked over the years. Nearly 8 thousand hours. Nearly 50k has been payed for my health and welfare. From 2015-2018. These years I wasn't even covered. I have evidence of all this with documents. It's crazy to me that my credit has been... View More
answered on Jan 30, 2023
Unclear what you are asking about. If you were in a company vehicle, the company's auto insurance should have applied, including Medical Payments and Uninsured/Underinsured Motorist coverage (if the collision was the fault of another party). If you are asking about medical coverage, it would... View More
Umpire hasn't ruled on differences presented by each appraiser, yet he has suspended the appraisal and threatens to terminate it because the insured is unable to pay the umpires invoice for service up to just prior to the hearing.
Additionally, the invoice is being contested because... View More
answered on Jan 5, 2023
Under California Insurance Code Section 2071, an umpire appointed to participate in an insurance appraisal has the authority to suspend or terminate the appraisal process if necessary. The umpire may take this action if it becomes apparent that the appraisal process is not being conducted in... View More
Also they said we didn't file a report on time 24 hours of incident. We filed when we found out. ..
answered on Dec 23, 2022
Whether your insurance company should or should not have denied your claim will depend upon numerous things such as the detailed facts of loss, the information provided to the insurance company, the insurance policy, and the law. It is difficult to tell based on the minimal information if the... View More
Also they said we didn't file a report on time 24 hours of incident. We filed when we found out. ..
answered on Dec 23, 2022
Your testimony that your trailer was stolen is evidence that it was, so your insurance company is incorrect. You do have an obligation to file a police report within 24 hours after you discovered the theft, but obviously you cannot report what you don't know about.
It sounds like your... View More
answered on Nov 22, 2022
a car accident lawyer, referred to as a Personal Injury Attorney.
call one local, though.
if there is an injury, and you were not at fault, most of us would accept the case on a contingency fee. That means the lawyer will only take a percentage of what he/she gets.
absent a... View More
My insurance company had already found me 100% liable without the chp report being released
What type of lawyer handles this type of case?
answered on Nov 15, 2022
That's odd. As Mr. Anapol has stated, insurance companies generally have a duty to defend. If the insurance company is denying coverage, speak with an attorney handling insurance coverage or bad faith litigation. [I litigate cases. Anything posted here must not be construed as legal advice,... View More
My insurance company had already found me 100% liable without the chp report being released
What type of lawyer handles this type of case?
answered on Nov 15, 2022
Its not clear what you are asking. Your insurance company has a duty to defend (retain a lawyer on your behalf) and indemnify you (pay any settlement or judgment up to the policy limit). If your insurance company is disputing coverage, you need an attorney who specializes in handling insurance... View More
Trying to find the article number if it is a real law.
answered on Oct 24, 2022
If you are talking about an insurance company for another person who might be liable to you for damages caused by an accident, the insurer can dispute its insured's liability, and the extent of the damages, until there is a settlement or a final judgment.
If you are talking about your... View More
Part was stolen over 2 months ago, still don’t have use of my vehicle. Can’t afford replacement out of pocket.
Spoke to supervisor at my insurance company, says I will need to pay for the new part because catalytic converters are parts subject to routine replacement; like batteries and... View More
answered on Oct 20, 2022
I agree with you. Its not betterment. A catalytic converter does not depreciate because the useful life is essentially as long as the useful life of the car. Do you have anything in writing from the insurance company taking this position?
One approach would be sue the insurance company... View More
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