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Colorado Collections Questions & Answers
1 Answer | Asked in Collections and Foreclosure for Colorado on
Q: i live in CO If I foreclose on a house and they sell,but dont get enough, can they come after me to get the rest ?
Tristan Kenyon Schultz
Tristan Kenyon Schultz
answered on Apr 5, 2016

Yes, a lender can pursue a deficiency judgment (collect the difference between the loan amount and the sale price in foreclosure) in Colorado provided that certain conditions are met (if you received notice from a court, then the requirements are met). If the deficiency amount is substantial or... Read more »

1 Answer | Asked in Collections for Colorado on
Q: what kind of lawyer do I need to talk to about answering a judgement summons? It is a medical debt.

My Husband went in for a medical procedure which we did not end up doing as the doctor refused. The office refunded our money. They sent us a bill and we talked to them about it and they said we owed nothing but now we have a summons for the court to enter a judgement. We do not feel that we... Read more »

Tristan Kenyon Schultz
Tristan Kenyon Schultz
answered on Mar 29, 2016

I would recommend that you contact a general practice attorney. Any attorney can handle this type of work, but some specialists may not because they limit the scope of law they cover. Lastly, you can file a reply pro se (w/o a lawyer) and have an attorney appear after the filing (do not wait for... Read more »

1 Answer | Asked in Collections, Health Care Law and Consumer Law for Colorado on
Q: Had to take an ambulance ride. The ambulance company did not file the claim to the insurance company in their allotted

time frame so they say they will not pay. Now the ambulance company is expecting me to pay out of pocket. Am I responsible for this bill since it is their fault for not filing the claim in time?

Tristan Kenyon Schultz
Tristan Kenyon Schultz
answered on Feb 8, 2016

I' handling a similar matter like this today. There is not a clear rule on this matter and it partly depends on your insurance. As a general rule, your insurance carrier requires the ambulance company (like all medical billers) to follow certain procedures. If the biller (the ambulance... Read more »

1 Answer | Asked in Collections for Colorado on
Q: I have a judgment against a former tenant in Colorado. They are now living in Virginia Beach, VA. How do I collect?

Tenants rented property from us while they lived here in Colorado Springs. They moved out before the lease was up and left owing two months back rent. There was substantial damage to the property. We filed a money demand in Colorado Springs, El Paso County Court, and we were awarded a judgment... Read more »

Tristan Kenyon Schultz
Tristan Kenyon Schultz
answered on Nov 21, 2015

Depending what type of judgment you have, you may need to seek a deficiency judgment in CO and than seek enforcement in VA or if you already have the deficiency judgment, you can directly seek enforcement in VA. You may want to contact a lawyer for help (the lawyer can be in either VA or CO).

1 Answer | Asked in Collections for Colorado on
Q: A debt collector contacted me regarding a old credit card debt from 1998. Can he take me to court for this?
Anthony J. Pietrafesa
Anthony J. Pietrafesa
answered on Nov 29, 2010

Yes, he could, unless Colorado has a specific prohibition against suing on time-barred debts. You would answer and raie a defense. Also, suing you or threatening to sue you on a time barred debt violates the FDCPA. Talk to a knowledgeable consumer lawyer in your area about your rights.

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