My business insurance expires 9-13-20 They sent me the renewal application via email 8-11-20. I sent the completed application and sent it back via email 8-13-20. I have since sent the representative an email asking if any further information is needed and asked when can I expect a quote. Her... View More 
answered on Sep 4, 2020
Whoa; slow down. You appear to be letting your wagon get out ahead of the horses here.
Before doing anything else, please go READ your current lease and see if it says anything about the landlord being required to "give you a quote" at any time.
Then re-read the new... View More
I made contact the day the door was installed with damage and the install was not completed. The installed said he didn't know when he could be back to finish. I emailed, called and when to the office with the issues. The sales Guy came took pics and was never heard from again. 30 days later... View More
answered on Jul 18, 2020
Is it worth suing them in small claims? That is probably the solution. Check the paperwork (your contract in other words) to see what it says about arbitration and attorney fees.
They have no assets to go after as he is an LLC. How do I have little recourse against them as my attorney states a grim outcome?
answered on Jul 16, 2020
A Florida attorney could advise best, but your question remains open for four weeks. Your attorney has as a point. This situation arises with commercial operators that are undercapitalized and underinsured (or worse, uninsured, as is the case with this vehicle). Your attorney has probably already... View More
live on 2nd floor unit in building of 30+units/vacant unit below be flooded in early March/ flooding went unnoticed by management x weeks/ apt.manager called on 6/3/20 and states that the plumber found paper towels and baby wipes that caused sewage drain to back up/ I live in building that has 30+... View More
answered on Jun 8, 2020
If you have renter's insurance you should make a claim against the policy. Then get out of the dispute and let your insurance company deal with the landlord's insurance company--and all the others too.
answered on May 30, 2020
You seem to be sending this "inquiry" over and over again with different wording, yet you do not state what your goal is. Are you a party to the agreement, and if so, is other party breaching it? Are you seeking to get out of the agreement? Are you seeking your money back? Are you... View More
answered on May 30, 2020
You did not ask a question. You need help to accomplish what?
adjuster solicitation via email no license no and name not same as licensed name
answered on May 30, 2020
You might get an answer if you use sentences and ask a question.
I don't believe she will show up for her court dates and do not want to be responsible or jeperdize my assetts how do I get the bondsman to cancel the bond
answered on May 17, 2020
You just contact the bail bondsman and tell him you want to revoke your bond assistance and they can rescind the bond and pick up the individual and put them back in jail where they will have to try and get a bond posted for them again. Good luck.
Sincerely,
B. Elaine Jones, Esq.
My grandfather had dementia and my grandmother took over all finances including taking money from a policy that was meant for me. Is that legal of her to have done that while he wasn't of sound mind?
answered on Apr 7, 2020
She may have had a durable power of attorney or have been appointed guardian. Ask the insurance company what documentation it has.
I wouldn’t have gone if they hadn’t told me they accepted my insurance. Now I have a bill for $568. If they didn’t accept my insurance, why do I have records of my ‘co-pays’ of $40 and $20 (standard for my insurance)? Not only that, but I had to seek treatment elsewhere because they... View More
answered on Apr 2, 2020
First, get the explanation of benefits from your health insurance. Did the provider even send their bills to the health insurance at all? It sounds like they may be trying to "balance bill" you, which is illegal.
The insurance is state run so the state office under Florida s Chief Financial Officer has to approve any settlement the state was the only one offering property insurance for obtaining a mortgage in march 2010 there was no other option for insurance it became a negligence claim after they offered... View More
answered on Mar 31, 2020
768.28 imposes restrictions on tort claims (such as negligence) against State and local government entities. A claim against your own insurance company (that is, a first party claim) for breach of its insurance policy is a contract claim, rather than a tort claim. Without doing the research, my... View More
My insurance paid the vehicle off, I lose my down payment and 8 monthly payments made.
Can they get in trouble for fraud?
would provide monthly payments to begin at 81! And draconian penalties should I seek withdrawals in the first 7 years.
Do these facts indicate a breach of Fiduciary Duty, fraud,etc. on the part of the CFP and or Allianz. My tel.no. is 561 400-2721.
answered on Dec 29, 2019
Generally speaking, there are very limited reasons to sell an annuity to someone who is over 70. Based on the limited facts you have provided here, it seems like this would have bee a completely unsuitable investment for you and could be a breach of fiduciary duty as well has violation of various... View More
I've been with this agent for 15 years and called 3 different times through during the years for a price check on different companies. I was told by my agent that the company That I was with would be the cheapest. This was not the truth. I decided to go with another agent who pulled a quote... View More
answered on Nov 25, 2019
If you didn't actually lose money by paying a higher premium, you are not damaged in any way (other than aggravation) and therefore have no ground to sue. If you did lose money, theoretically, you could sue for professional malpractice (negligence), but for only a $1K difference, it would be... View More
answered on Nov 25, 2019
I presume you mean gouging, not gauging, and your question is vague about what occurred. In any event, certain categories of complaints regarding insurance providers can be made to the Florida Dept. of Financial Services - see https://www.myfloridacfo.com/Division/Consumers/needourhelp.htm.
my friend had an accident i payed for the vehicle to be towed to my residents. The Insurance company totaled the car. It has been stored at my property for several months.I now want the storage fee payments and the towing fee payment or i want the title of the vehicle.
answered on Nov 20, 2019
So what do you want to know? Send the pertinent parties (the fiancé company if any, the insurance company, and your friend) letters requesting that they sign the title to you or pay your storage fee.
Can a insurance company give new hires a cheat sheet of answers to the 440 insurance exam? Also cheats on cms
My insurance company I recently started working for gave the whole class before and after me as well as my class a cheat sheet with all the answers to the 440 insurance exam. The... View More
answered on Oct 28, 2019
I am sure there is a way to file some sort of complaint; however, I am not sure what the Department would do with it.
You must also know that--if you do complain--you will likely not be well-liked among your peers, not in the Department.
My daughter is in the Winter Park High School Band and we are always doing fundraisers. How much do we really make on selling coupon books or wrapping paper!?! I would like to approach the band director and offer to donate half my commissions to the band for any and all parents, grandparents,... View More
answered on Oct 23, 2019
This is not a legal question; and I am unaware of any federal or state law that would prevent you from giving away all of the commissions you earn on all the insurance sale you make to all of your customers. Responding to your specific question: The only "problem" I can see is going to... View More
My brother passed away he did not leave a will, he has no assets. Unfortunately he died 4 days before the contestable period ended for his life insurance policy. I am his beneficiary. The insurance company is asking for a Legal Representative form from me. How do I obtain this form? The... View More
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answered on Oct 21, 2019
You should schedule a consultation with a local estate attorney to look at what documents you have and review your situation.
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