I have unpaid debts and owe money to my former landlord from my business which lost a lot of money during COVID and never recovered.
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answered on Nov 15, 2023
Filing for bankruptcy is a significant decision that depends on various factors. If your debts are overwhelming and you can't foresee a way to pay them off, bankruptcy might be a viable option. It can offer relief from debt collectors and provide a fresh start. However, it's important to... View More 
The loan has defaulted for a year now and my car still hasn’t been repossessed. What are my legal options? Should I do a voluntary repo?
answered on May 4, 2023
Your legal options are: 1) bankruptcy; 2) borrow money and pay off the note; 3) sell the car and pay off the note; 4) don’t voluntarily repo bc it won’t reduce the debt by much. Even if repoed, you will still owe nearly the same amount.
I am filing a ch.7 bankruptcy in the near future. The only assets I have are a car valued at $1200 and around $2500 in stocks. Thats it, no savings or money in my checking. Can they come after my stocks? I am pretty sure my car is exempt but I am wondering if they can come after my stocks if they... View More
answered on Apr 27, 2020
You should be able to protect the stocks with your exemptions.
When I was dismissed from my Chapter 13 Stay and requested a reinstatement amount, I was charged for the "Continuance of Sale Notice" costs for every month that I was protected by the stay, when there could not be a sale, and I only received 3 of the 15 notices. Is this legal
answered on Jan 27, 2014
You are no longer protected by the Bky. So, you can be sued for anything, even having assassinated President Lincoln.
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