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Hawaii Lemon Law Questions & Answers
1 Answer | Asked in Bankruptcy, Consumer Law and Lemon Law for Hawaii on
Q: I have defaulted on a car loan with Santander consumer USA. It’s been a year. Car still not repo. What do I do?

The loan has defaulted for a year now and my car still hasn’t been repossessed. What are my legal options? Should I do a voluntary repo?

Timothy Denison
Timothy Denison
answered on May 4, 2023

Your legal options are: 1) bankruptcy; 2) borrow money and pay off the note; 3) sell the car and pay off the note; 4) don’t voluntarily repo bc it won’t reduce the debt by much. Even if repoed, you will still owe nearly the same amount.

1 Answer | Asked in Contracts, Lemon Law and Products Liability for Hawaii on
Q: I bought a car from a seller (LLC) and same day found defects he did not disclose, that I believe were known.

The seller and I both signed a bill of sale that stated the seller will disclose any known issues that would affect the condition or drive-ability of the vehicle. He did show an external fan switch but claimed it was due to "common fan problems in jeeps". The seller claimed "no... View More

Bruce Alexander Minnick
Bruce Alexander Minnick
answered on May 28, 2019

You certainly have enough reason to want to sue the seller; However, since it sounds like the car you purchased was made for off-road operation, I am certain that the seller will dispute everything you said and will blame the breakdown on your "driving (the Jeep) at freeway speeds for an... View More

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