I had two partial loss home fires 9 months ago and my insurance company sent over an adjuster then. Now nine months later when my contractor is already working fixing the damage they want to come assess the damage again because my original adjuster quit the company
answered on Nov 24, 2022
No set time, however, the insurance company will do its “due diligence,” and get their “findings” to all parties in “due time.” Most courts will not criticize an insurance company for taking too long, if there are questionable issues.
Over nine months ago. Now I guess my adjuster quit and they closed my file even though my contractor was communicating back and forth with the adjuster that quit and they want to start over from square one and send a new adjuster over to evaluate the damage. Isn’t there a time limit on how long... Read more »
answered on Oct 24, 2022
"Bad faith," 2 words that lawyers enjoy bantering about and insurance companies loathe hearing. But, in Idaho, to show "bad faith," you must show that the insurance company's payment or treatment was "intentional" or based on gross negligence. Courts are fair... Read more »
I live in Nampa, Idaho and I know that some nonalcoholic drinks are treated the same as alcoholic drinks, so if someone is not able to prove they're 21 and older then they'll be refused of service. So my main question is, is it illegal for a young adult below the legal drinking age to... Read more »
answered on Jul 25, 2022
Of course. If you substitute the words "non-alcoholic beverages" for "water," the answer would make more sense. Idaho law prohibits those under twenty-one (21) from consuming alcohol. So, what I think you might be talking about is if you were stopped by police or they... Read more »
Someone showed me a fake bank document, but are not using it.
answered on Mar 1, 2022
What kind of "bank document" did he/she show you? If it was a bankcard and was used to access the money in the bank under the person's name, then it is ILLEGAL and prosecutable. If it was someone else's bank statement, it is called FRAUD, if it was utilized to obtain a loan.... Read more »
answered on Oct 5, 2021
It's ALL in your contract. If they broke their contract with you, you can sue them for the reasonable value of your generator, less the money they gave you for pawn, plus the money you paid in monthly payments. Good luck to you!
P.S., sue them in Small Claims Court.
i know idaho is not consumer friendly but if i bought the car as is and my contract states if a written warranty is given then implied and express warranty can not be waived. the car has frame damage power steering has failed twice the car was not able to be driven for almost a month 3 days after... Read more »
answered on Aug 2, 2021
The warranty that CANNOT be waived is the warranty that the "car will be fit for the purpose it was intended." If you bought the car "AS IS," did you ask any questions? Did you ask to have the car overnight to have a mechanic look at it? You also mentioned your question as a... Read more »
I have bought a motorcycle from a dealer June 2020 I financed this. I have paid this off March 21 and called my bank they can’t find the title. I called the DMV and they stated that it’s in the first owners name from 2018. This was odd as it was financed by a bank in North Carolina but yet they... Read more »
answered on Apr 9, 2021
The dealer is unscrupulous and should give you your money back. They lost the title or hadn't received it when they sold it to you. Idaho gives the owner of the bike 30 days to get the Title to the new owner. Your options now are: begin litigation against the dealer, you will win. Or, go... Read more »
I owed money but we had an agreement for monthly payments,
that I have kept. They took my stimulous
answered on Mar 4, 2021
Was your agreement in writing? If they "tapped" your bank account, it sounds an awful lot like they have a money judgment against you and they are using their rights to "attach" bank accounts and anything else you have that isn't "exempt." Exemptions are found... Read more »
answered on Jan 21, 2021
Shouldn't be able to be arrested for "theft," as long as the vehicle is titled in your name. There must be more facts to this story?
I paid the down payment and some of the car payments, the registration and repairs.
answered on Nov 17, 2020
Nope. You were the first signer on the LOAN, right? Your name is or is not on the title? If your name IS on the title as a "co-owner," then you have as much right as he does to possess your car. However, how the car is titled is a big deal in Idaho. If you haven't paid the car... Read more »
I have saved all cash and I have found a vehicle from a private entity since I am under 18 and am buying the vehicle out right do I need to have some one else cosign on the title or can just I sign it I will be 18 in less than 12 months and don't want to retitle the vehicle. Also if my name is... Read more »
answered on Oct 20, 2020
Yes you need to have a co-signer, not because you may not have good credit but for the same reason that you may NOT title a car in your name, until you're 18 yrs. old. So, right now you can titled it in yourname/co-signer's name and then in one year, re-title it in just... Read more »
I returned to the dealership within a month of driving and complained about the tire locking up when I turn left. They suggested it could be the hub which I paid them to replace and the problem has not only continued but has gotten worse. They told me to just turn traction control off every time I... Read more »
answered on Oct 12, 2020
Please correct me if I misstate the facts you've listed.
First, you purchased a vehicle from a dealer? Was the car new or used?
Second, if it was used, did it have a "AS IS" sign on the windshield?
Third, if it was used AND it had an... Read more »
I believe my rights were violated judge would not take evidence into consideration
answered on Sep 23, 2020
Without knowing a few things it would be difficult to give you proper guidance. I would like to know 1) what the evidence was that you tried to get in; 2) what the objection was to it's admission? 3) what point was the evidence sought to be introduced? Did the case make it to trial? Was... Read more »
medical recovery debt hired a lawyer and keeps suing me for crazy amount in fees. 10k 10 years later
answered on Aug 6, 2020
A money judgment in Idaho must be renewed every five (5) years and then can only be renewed 3 times. If the creditor continues to try and collect, see if they have renewed their money judgment. If they've renewed it correctly, then it looks like you're only a few years from outliving... Read more »
Vehicle was advertised and sold as brand new with 3yr warranty. Manufacturer said it only has 2 years left as it was a demo model. This was not disclosed on the contract or verbally
answered on Jul 18, 2020
These are "contract-specific" questions. If the car was advertised as "new," be sure to write down any other, specific terms (promises) they made to you. Where did you learn that the vehicle came with a 3-year warranty? If this was verbally communicated to you, it will be much... Read more »
I'm trying to help my wife pay off some debts. We tracked down the collection agency holding a $307 debt. When we tried to pay online it stated that a $16 convenience fee would be charged for debit/credit card transactions. Its free to give them a bank routing & checking account # which I... Read more »
answered on Jul 14, 2020
You may be absolutely correct. I would simply show this to the collection prople and see if they will adjust their fee. If not then you have a law suit to file, if its worth $16 to you?
Licensed contractor has a signed contract with Guild Mortgage. is there a cause of action?
answered on Mar 27, 2020
There’s ALWAYS a cause of action. Question is, which party are you? Are you the builder? Contractor? Guild Mortgage? So many questions have I.
answered on Mar 22, 2020
Finding a money order is akin to finding a credit card and then trying to use it. It’s a felony and carries a maximum penalty of 5 years in prison and a $10,000 fine.
The money comes from a tax on Amazon. How do i get a piece of it ?
answered on Oct 24, 2019
I didn't know that private citizens were entitled to share in a tax imposed upon Amazon? What makes you think that you're entitled to take part of a tax that Amazon has to pay based upon, what? I need a LOT more information before I could give you a very good answer.
Do i have any legal repercussion? I have tried to talk to them in facebook but they have blocked both me and my husband after selling it to us.
answered on Mar 28, 2019
You might want to bring a small claims action against them if it's worth the time.
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