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Illinois Insurance Bad Faith Questions & Answers
2 Answers | Asked in Insurance Bad Faith for Illinois on
Q: I got into an accident and the other party's insurance company is requesting money for damages I know didn't occur at

the time of the collision. How do I fight this?

Steve McCann
Steve McCann answered on Aug 30, 2017

I highly recommend consulting with an attorney immediately. A knowledgeable attorney will represent your interests throughout the entirety of the dispute. Do not make any more statements to the insurance company until you speak with an attorney.

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4 Answers | Asked in Car Accidents, Insurance Bad Faith and Personal Injury for Illinois on
Q: Is it normal for adjuster to send details to my boss about an open claim to pressure me to settle?

I was injured when rear ended by an uninsured motorist while driving a company vehicle. I'm currently going back and forth with my company's insurance. The adjuster keeps threatening to close the claim, trying to pressure me into signing the release. Recently, he sent an email to my... Read more »

Steve McCann
Steve McCann answered on Aug 4, 2017

I would highly recommend stopping what you are doing, and hiring a personal injury attorney immediately. Do not say another word to the insurance adjuster until you do. This is a common tactic engaged in by insurance adjusters that are not represented by an attorney, as they will never take you... Read more »

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1 Answer | Asked in Insurance Bad Faith for Illinois on
Q: I was in a car accident and knocked down a fence.

The insurance company says I owe a lot more than I think I do to repair it. What should I do here?

Drew R. Ball
Drew R. Ball answered on May 16, 2017

There are simply not enough facts provided to properly answer. In general, if you think it is less, then you should find reliable support for your belief.

2 Answers | Asked in Insurance Bad Faith for Illinois on
Q: Was at fault in a car accident - is it the insurance company's responsibility to defend me or should I hire a lawyer?
Robert D. Kreisman
Robert D. Kreisman answered on May 5, 2017

Assuming you have liability and collision coverage, your insurance company will hire an attorney to represent you.

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1 Answer | Asked in Insurance Bad Faith for Illinois on
Q: I got lowballed on a settlement. Where do I go from here?
Robert D. Kreisman
Robert D. Kreisman answered on Mar 11, 2017

Assuming you have an attorney representing you, the next step in cases where insurance companies make "low ball" offers (which by the way happens very often now) is to file your lawsuit and let a jury make the determination as to what is fair and reasonable for your damages. That is the... Read more »

1 Answer | Asked in Insurance Bad Faith for Illinois on
Q: Is there a legal time limit an insurance agency has to pay me for a settlement related to a car accident?
Steve McCann
Steve McCann answered on Feb 20, 2017

It depends on the nature of the release you presumably have signed, but it can be anywhere for 14-90 days depending on whether or not you were represented by an attorney.

2 Answers | Asked in Insurance Bad Faith for Illinois on
Q: I was involved in an accident with a big rig and their insurance rep came to the scene and was taking video.

Is that allowed?

Steve McCann
Steve McCann answered on Jan 27, 2017

Yes, based on the limited facts provided, that is allowed. Have you filed a claim against the insurance company for damages? In any event, I would recommend consulting with an attorney prior to taking any further action. A knowledgeable attorney will guide you through the entire recovery... Read more »

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2 Answers | Asked in Insurance Bad Faith, Insurance Defense and Traffic Tickets for Illinois on
Q: I received a no insurance ticket in illinois but i had insurance just no proof, I still have proof what do I do?

I was in my mothers vehicle. I was an insure driver on the vehicle. I was pulled over for a broken taillight. The ticketing officer told me to show my proof of insurance to the county clerk no sooner than 7 days and no later than 30 days and they would return my license. On day 27 I went to the... Read more »

Jason A. Wilkins
Jason A. Wilkins answered on Jan 24, 2017

Hello Asker,

First of all, this is quite old so you will certainly want to hire an attorney for this case as it will require a motion to vacate the judgment. Typically, the court will not entertain a motion on a case older than two years and they prefer them to be within 30 days. Seeing...
Read more »

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1 Answer | Asked in Insurance Bad Faith for Illinois on
Q: I filed a claim against my insurance company after they did not adequately cover the damage to my home and they just

canceled my policy. Can they do that?

Steve McCann
Steve McCann answered on Dec 21, 2016

The answer to your question depends on the specific nature surrounding your situation, and the specific language in your policy. Did the insurance company provide a justification for its inadequacy and subsequent denial? In any event, I would highly recommend consulting with an attorney... Read more »

2 Answers | Asked in Insurance Bad Faith for Illinois on
Q: Am I required by law to give a statement to an insurance company after an accident?
Drew R. Ball
Drew R. Ball answered on Dec 2, 2016

You are not required by "law" to give the insurance company anything, but rather you are required to adhere to your contractual obligations which are set forth in the insurance contract you executed with your insurer. That contract is not only going to provide a provision that states you... Read more »

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2 Answers | Asked in Insurance Bad Faith for Illinois on
Q: I was in a car accident and was not at fault. I am still waiting for my insurance payment.

It has been months - can I do anything to speed it up?

Steve McCann
Steve McCann answered on Oct 27, 2016

Certainly, you can consult with an attorney immediately. Insurance companies will not take you seriously until you do so. Did you experience injuries as a result of the car accident, or was it simply property damage? If you experienced injuries, a personal injury attorney will assist you in all... Read more »

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1 Answer | Asked in Insurance Bad Faith for Illinois on
Q: Does my Insurance with my Union,Violate ERISA Laws to cover my partner,in which IL. has a Civil Unions?
Timothy J. Deffet
Timothy J. Deffet answered on Jan 31, 2013

It is difficult to figure out what exactly you are asking in this question. If you are asking if an IL health plan has to cover your partner, I believe the answer is yes as of June 2011. Look at this pdf from the IL Dep. of Insurance which is a... Read more »

1 Answer | Asked in Insurance Bad Faith for Illinois on
Q: I sign settlement contract lump sum petition 0n 4/18/2011 till now i dont recieved check,how longs it takes to recived
Timothy J. Deffet
Timothy J. Deffet answered on Aug 9, 2012

If you are referring to a work comp case that was settled no it should not take this long. The only way case is settled if "pink" contracts were signed AND approved by the arbitrator hearing your case. You can call the IWCC or look online regarding your case at... Read more »

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