I am selling a house as is, the boiler went out causing the heat and plumbing pipes to burst. The homeowners ins is paying for the damage. I'm selling for less now because of the pipes. I'm keeping the ins check to cover my loss. is that insurance fraud?
An Indiana attorney could advise best, but your question remains open for a week. Nationwide, it is usually not fraud if the check was issued for a legitimate loss and it reflected actual damages that were honestly presented for property owned outright. However, there could be other issues...Read more »
My husband received a ticket in February 2021 we paid the speeding ticket and the Bmv sent the sr-16 to the Bmv my husband got into an accident and hit a tree he was the only one involved in the accident in July 2021 and that’s when he found out his license had been suspended and yes I know... Read more »
An insurance company has a right to refuse payment on an accident claim if the driver did not have a valid license. You admit that your husband did not have a valid license at the time of the accident. Your insurance company may well be refusing to issue a certificate of coverage but that refusal...Read more »
There wasn't a question here, but your post remains open for two weeks. If you're wondering what your rights are or how to pursue them in a legal action (you already realize the other party is at fault), you could contact an Indiana attorney to discuss your matter. If you already have an...Read more »
I was at work when our job security ran into my parked vehical, it all on surveillance. We went through the usual insurance swap, police report, inform my insurance of the accident. I was unable to reach anyone in the at fault party insurance, so my insurance offered to reach out to get info and... Read more »
Either insurance can pay for the cost of fixing the car or the total loss value, it's their option. If you think it can be fixed you can buy it back for the salvage value, but then youget a "junk title" --and if you find out because of alignment or other problems it's not really...Read more »
Indiana only requires that a formal accident reconstruction be prepared after fatal accidents. If someone died or suffered obviously life-threatening injuries, they would have taken the necessary measurements and photographs of the vehicles, gouge marks, and any other memorialization of the...Read more »
I received a citation for going 90 in a 65 on the interstate. A month prior I was charged with a hit and run that i am disputing in court, my final court date for the hit and run is april 13th. The court date for the citation is in may. Is the citation in any way going to affect the outcome or... Read more »
It has nothing to do with WHETHER you were liable in the "hit and run" but a subsequent Reckless Driving will make it a heck of a lot more difficult for your attorney to negotiate a plea, in BOTH actions. Do NOT plead guilty to the speed/reckless charge. Hand it over to your attorney...Read more »
The insurer is required, by statute, to let you know, in writing, that your insurance has lapsed. Most insurance companies make the advisement BEFORE the policy expires/lapses. If you were paying, monthly, there would be no opportunity to write to you before the policy lapsed or they would be...Read more »
I have limited liability insurance currently on my vehicle that I own. I currently have my drivers license in Indiana. It broke down and while test driving a newer uninsured privately owned vehicle, I got a speeding ticket in kosciusko county, Indiana. When the speeding ticket goes through, I,... Read more »
Contact your insurance company to determine if your specific policy will cover you driving the other vehicle. If it will not then likely you will be suspended for Failure to Provide Proof of Insurance, which will include a 90 day license suspension. If you cannot avoid the suspension by having...Read more »
Had a small fender bender and when I asked for a police report officers said I had to file a claim with my insurance or have my lisence revoked. is this true even if I was the person who got rear ended?
I was driving in Indiana. I am an out-of-state resident. There was a red light, and the car in front of me (Car 1) stopped. I stopped (Car 2). Moments later a third driver (Car 3) rear-ended me, and my car was pushed into the car in front. All three cars are damaged (mine in rear and front - about... Read more »
Was recently in trouble for evading police reckless driving leaving seen of accident but never got charged with it. this cop chased me n unmarked Police SUV with no police uniform on made me crash and bike slid into guard rail.. I think my license wasn't valid but he didn't give me a... Read more »
I caused an accident with a motorcycle less than a week ago. Couldn't provide proof of insurance at the accident, because it had lapsed over a month prior, but I do have insurance now. I'm aware I will probably face lawsuit and be stacked with lawyer fees, his bike, and medical bills. I... Read more »
You need to conact an attorney who handles license suspension cases. Sometimes posting a bond will do it. The other person is primarily interested in insurance, not you. First up is making sure that the cancellation was correct. Second, be prepared to pay for their car damage.Usually what triggers...Read more »
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