I get social security and a small monthly pension. I live with my daughter, so no personal property other than my clothes and my car. I can pay payments and pay to keep my Menards card and my 2 Bank of America cards. Most of this debt happened when I had to have extensive dental and medical... Read more »
answered on Mar 12, 2023
If you file a voluntary bankruptcy petition, you will be signing Schedules of ALL your assets and debts, under penalty of perjury. So yes, you must "file" on every debt you have at the date you file for bankruptcy relief.
That said, you have the option to reaffirm any otherwise... Read more »
My father is still waiting for his interview to get the visa. I don't know when the immigration visa center give the interview date that is final step ? So maybe after filing the bankruptcy, they reject my father's case? Please let me know what should I do? It is very hard situation and... Read more »
answered on Jan 16, 2023
I would wait until he has his green card and is completely through the process before filing bankruptcy.
Only apply to me? Will I get the full stay? Or if it doesn't can I file alone and get it?
answered on Jan 8, 2023
Your bankruptcy lawyer can answer that more accurately than someone on a Q&A site like this. The re-filer needs to ask to have the stay reimposed, but the new filer doesn't. How the court handles it will to a large extent depend on the district you are in and who is your judge.
The mortgage is only in my husband s name
answered on Jan 6, 2023
If you are named on the deed, you have a legal interest in the home that the bankruptcy stay will protect.
Even if you are not named on the deed, the fact that you live in the house (assuming you do), then you have at least a possessory interest in the home that is also protected by the... Read more »
The next day the truck was gone and we thought the lender took it. Several days later the lender said they did not have the truck and it must be stolen and to report it to the police which we did. The truck has not been located. Now the lender is contacting us. What are our options?
answered on Dec 15, 2022
Without seeing the loan agreement that discusses remedies in the event of theft, perhaps the asker owes the full cost of the vehicle minus payments made.
Responsibility. Debtor's sibling pays remainder of case with agreement all property released from case goes to him. Estate executor lies and withholds some property. What can sibling do to receive said property? Is this fraud in any form?
answered on Dec 8, 2022
It is fraud in every form and the debtors sibling should file suit against the estate and the executor personally.
Is it best to surrender the car or do a reaffirm agreement?
answered on Oct 8, 2022
You would have the option to 1) surrender and owe nothing further, 2) keep making the monthly payments but not reaffirm, or 3) to keep making the monthly payments and reaffirm. You would likely only want to reaffirm under limited circumstances - mainly only if the vehicle was worth a good bit more... Read more »
I earned a degree from my local university. I have not been able to get a job in my field and now after applying for 100+ jobs on their website over the last 15 years, their application portal will mysteriously not let me apply for anymore and nobody can figure out why. Can I sue them for... Read more »
answered on Jul 1, 2022
You’re going to need some in depth research and data to prove that the degree is worthless or that the university is blocking your efforts to find a job. May be a tough row to hoe.
I have been made an offer on my home, enough to pay off the mortgage and other BK expenses.
answered on May 31, 2022
To sell your primary asset, you will need to amend your Plan. Post-confirmation modifications are permitted, but proposed modified plans are subject to objections to discharge. The Trustee may object, but that would depend upon the details of your modified plan. If the Trustee, or any creditor,... Read more »
What happens if I stop paying them. Will they take my SSI
answered on Feb 2, 2022
No creditor is allowed to intercept or take your SSI income - so long as the money is not mingled with other monies in a bank account. If you earn some part-time wages and add those into an account that also has your SSI, then your SSI may in danger of being garnished at the bank (frozen and... Read more »
Got some medical bills sense chapter 7 and payday loans when I was out of work I'd like to pay back at a manageable plan. I am back to work now and have a steady income but wasn't sure if chapter 13 was an option within 2 years or not.
I understand I cannot get a... Read more »
answered on Nov 19, 2021
You can not obtain a discharge this soon. The Statute provides in your situation the with holding of a discharge in a Chapter 13 if you have a discharge within 4 years under Chapter 7
I'm in healthcare and have been a clinical associate, CNA and dental assistant. I graduated KU with a 147 credit bachelors of general studies. Now I have a bunch of student debt and the only jobs available for me pay the same or less than before I received my degree and I'm at risk of... Read more »
answered on Dec 15, 2020
On the few facts you provide, it seems that you got what you enrolled and paid for at KU. I assume that you chose your field of study leading to your degree.
That may change somewhat if you have something from KU, in writing, promising you a better paying job/career than what you already... Read more »
I am 100% Unemployable by the VA.
The taxing authority is claiming the debt is not dischagrable because they sent you a tax warrant 3 years ago before you actually filed for bankruptcy. Per the bankruptcy laws however that doesn't mean anything.
answered on Mar 2, 2020
You file a response in the court where the foreign judgment is attempting to be enforce and show the court where the debts were discharged.
answered on Feb 26, 2020
You can wait it out or you can return it to the bankruptcy trustee.
My petition showing I have $19000 in debts, and pay out more than i make.
I have 50,000 in debt behind 2 almost 3 months. The best way to help my score improve. Cards are over 100% usage I am considering filing but need to know what my best route is
answered on Oct 31, 2019
Consult a bankruptcy lawyer who can analyze your complete financial situation and the give you all the options.
I have all my mail come to home though. I am also being garnished and cant afford what they are taking out!!
answered on Oct 10, 2019
Yes. You only need to have lived in Kansas for 180 days to file.
not came and got it and now its not showing on any of my credit reports did they write it off how do I get rid of the car ?
answered on Aug 28, 2019
You need to see if the car has a lien on it. If it does, you’ll have to pay it or bankrupt it. If not, you are free to do as you wish.
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