We had a house fire on 1-1-22 in Aitkin, MN. We were renting and I had renters insurance and I was told by my claims adjuster I had 2 years to get them my non salvageable list. Was going to send and my claim has been closed since July 2022. Just wondering how long a claim is open for
answered on May 9, 2023
A Minnesota attorney could advise best, but your question remains open for two weeks. I'm sorry about the fire. In terms of Minnesota statutes of limitations to file suit, only a local attorney can advise you there. But as a general premise of insurance practices nationwide, claims can... View More 
answered on Feb 19, 2023
A Minnesota attorney could advise best, but your question remains open for two weeks. Insurance carriers do have the right to revisit claims. In most cases, claims are honored once they've been approved. However, insurance companies do reserve the right to examine a claim more closely and deny... View More
Insurance denied a fire claim on my house after they had it gutted
answered on Dec 6, 2022
A Minnesota attorney could advise best but your question remains open for two weeks. I'm sorry about the fire. You may want to consider reaching out to Minnesota attorneys who handle property and casualty loss claims. You could be losing valuable time awaiting a response about general... View More
I got a quote from the roofing company in writing for roof replacement. When the insurance company provided their estimate, it was for $3500 more. The roofer then charged the full amount the insurance company quoted so they could get the extra amount. No extra work was done. Is this legal for a... View More
My mom passed in 2021. She keeps receiving mail from fidelity investments about plan changes and important information. Nothing has account information on it and a search of her home found minimal information. I did find some account stubs from other companies but when I contacted them, they denied... View More
answered on Dec 9, 2023
A Minnesota attorney could advise best, but your question remains open for a week. Reputable companies won't usually hide accounts - but one option could be to consider using an investigator; or discuss with a Minnesota attorney about possible legal options. Good luck
Hi I had a few questions regarding a issue that I’m having and have been having going on a year where my insurance claim is being denied by my insurance company and they are not communicating with me about it just told me it was denied due to me being excluded from the insurance policy witch I... View More
answered on Nov 16, 2023
A Minnesota attorney could advise best, but your question remains open for two weeks. Until you're able to consult with a local attorney for definitive guidance, most states have departments of insurance (or commerce, finance) that oversee consumer-related insurance matters and offer... View More
The officer took my ID and returned to his car while I looked up my insurance info. He returned with a ticket for speeding and no proof of insurance. I showed him proof of insurance. He said he couldn't remove the ticket because it would be more work and I needed to send the proof in.... View More
answered on Apr 7, 2022
No, it does not de-legitimize the speeding ticket. The two issues are completely unrelated. There may be a legal issue with the speeding ticket, but this is not that issue.
the company is out of Wisconsin. I live in Minnesota. I want to sue for bad faith
answered on Mar 8, 2022
These matters can be fact-intensive, and they can involve a course of conduct spanning a substantial period of time. Bad faith could materialize from many different courses of conduct. The cases can be more complex than more straightforward cases, such as collection actions, where a boilerplate... View More
A few months back I was pulled over for speeding. The officer asked if I had been drinking and I told him that I had a few drinks earlier in the night. I performed some Field Sobriety Tests and was asked to use a breathalyzer. The breathalyzer showed a blood alcohol content of .079. Being that the... View More
answered on Oct 17, 2021
The ticket is public information and the insurance company can certainly access it if they want to. The bigger question is whether the company will seek it out.
Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Aug 30, 2021
A power of attorney ends when the principal dies. It also ends when the agent dies, unless there was a successor agent named, in which case it continues in favor of the successor agent.
answered on Feb 1, 2020
A common condition of probation for a DWI is that you not have any driver’s license or insurance violations. This ticket could result in a probation violation. I recommend having an attorney assist you to minimize the consequences of this ticket.
I wasnt at fault the police report says the other peoples insurance said they determined that we were both at fault. And wont pay. So I took the driver to small claims court and won my claim. Now does the insurance company pay the settlement I was awarded or what
answered on Dec 14, 2018
They'd better. However if you were hurt you may have a claim for your injuries that should have been made part of the case.
y wife has a whole life life insurance policy which we only just found out about. Her mother who passed away in 2006 took it out in 1996. Her mother took out a loan whist my wife was still a minor 3 years before she passed away. My wife didnt know about this. Does she owe it?
answered on Jul 14, 2015
The question is not clear. I'm not sure if you mean "owe" or "own". Start by checking the status with the insurance company. You can talk to an insurance agent or insurance lawyer for advice.
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.
