I had surgery in December of 2023. I was told that my insurance covered it and I would owe $750.00. A month later I received an explanation of benefits from the insurance company saying I have a financial responsibility of $7000+. Upon further examination I realized my insurance had been canceled... View More 
answered on Mar 1, 2024
A Missouri attorney could advise best, but your question remains open for a week. As a starting point, you could contact the hospital administration (billing and collections departments) and the insurance carrier to try to find out what happened. If you need to escalate to an attorney consult, your... View More
I was in jail/prison and allegedly a “family member” who was at my last known residence was served my summons. I had no clue of any of this information until 2023 upon a case net civil search. The debt is for medical bills/lien (improper lien) I may add as a result of a personal injury’... View More
answered on Apr 27, 2023
I suggest you hire an attorney who is experienced in filing motions for relief from void judgments. Because more than one year has passed since entry of the judgment, you are ineligible to file a motion to set aside a default judgment, which requires "good cause" and articulation of a... View More
Car was stollen, made a claim with insurance company, police found stollen car around 10 days later. Communication was very difficult with this agent, never answered phone calls, provided details, hardly returned phone calls ect. Anyways my boyfriend ended up calling her and leaving a and stern... View More
answered on Jan 25, 2024
A Missouri attorney could advise best, but your question remains open for two weeks. Until you are able to consult with a local attorney about state-specific laws that could be applicable, insurance companies nationwide do proceed with investigations on claims, and sometimes escalate to their... View More
and breach of contract i had a lawyer but they say now they don't have the manpower to go to court so i need a lawyer that will
answered on Nov 16, 2023
A Missouri attorney could advise best, but your question remains open for two weeks. You're seeking an attorney. Attorneys here can't offer their services, but you could supplement your online searches with the "Find a Lawyer" tab above, as well as attorney referral sections of... View More
After a car accident, I file a 3rd party claim against the at fault driver (insurance company agrees their insured is at fault). My vehicle is deemed a total loss and is grossly undervalued. The insurance company refuses to alter their offer and doesn't seem to understand the rarity of my... View More
answered on Jul 7, 2023
Missouri follows the "American Rule" regarding attorney's fees. In a lawsuit for negligence, you aren't entitled to attorney's fees.
the letter was from the attorny that is representing my insurance company. it has all the details like policy number ,date of loss which is incorrect. they are a month off
My health insurance company continually refuses to answer direct questions I have re: claim denial. Specifically, what codes were used. In addition, they also provide false/misleading answers to questions re: claims, my policy. My Q: what laws could they potentially be violating with this tactic?
answered on Oct 10, 2022
A Missouri attorney could advise best, but your question remains open for two weeks. In terms of the codes you mention, the billing companies for the medical providers that treated you input those. You should be able to see those line-by-line on your bills, which you could request copies of from... View More
I also had a motorcycle in the yard that burnt up.as well as all my tools.
answered on May 2, 2022
Without seeing the policy, one can only guess what it covers. My hunch is that the landlord’s policy won’t cover a tenant’s belongings but that merely a guess.
Should I accept money from both insurance companies? My agent has already assured me that my premium will not go up since other insurance company accepted full liability
answered on Mar 1, 2022
A Missouri attorney could advise best, but your question remains open for two weeks. Your carrier acted very fast. In general nationwide, claimants do not usually get paid twice for the same claim - one insurance carrier or the other pays. It sounds like the two carriers are not aware of each... View More
My insurance company used a bias company to estimate loss. The inspection was not thorough and I was pressured to accept a completely unreasonable lowball offer. I complained to my agent and received a call from the supervisor saying they will send a third-party inspector over to inspect the... View More
answered on Jun 10, 2021
A Missouri attorney could advise best, as your question could involve elements of state-specific law. In terms of what you could do, one option is to arrange a brief consult with an attorney experienced in property damage/fire claims. In terms of pressure to accept an offer, if a release had been... View More
I submitted a GAP claim after my vehicle was deemed a total loss and insurance paid out the fair market value for the car. The GAP insurance company is trying to deny the claim as the vehicle was being driven for a transportation network company, citing their exclusion for commercial use. I never... View More
answered on Mar 18, 2019
Yes. You also want to note that your crash was in the course and scope of normal driving. In other words, it wasn't something about your job that caused you to drive on some back road that caused the wreck.
I was arrested for sexual assault while in the army (December 2014) and was proven innocent to the charges but it still comes up that I was arrested for it in a background check and I cant purchase a firearm because of it and I feel like I've lost a few Pharmacy technician opportunities what... View More
answered on Sep 28, 2017
The problem is that CID entered your arrest/subject in the investigation (called "titling") in DCII and NCIC, databases that track arrests. Your DNA was also put in CODIS. Getting your DNA taken out of CODIS is pretty easy. Getting your arrest out of DCII and NCIC is going to be... View More
my insurance company provided misleading information via phone, resulting in thousands of additional dollars in medical charges. I want to review those phone conversations I had with insurance representative. insurance company refuses to respond to my request, and is demanding a subpoena be filed... View More
answered on Jul 14, 2015
Insurance companies typically won't turn over anything unless you file a lawsuit and issue a subpoena or discover requests.
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