I owe $10,000, which represents a remaining balance due to my divorce attorney. I have been paying this balance overtime at $50 a month for the past 10 yrs interest free to a law firm that filed for “N.J.S.A. 2a:19-1 Assignments For Benefit Of Creditors” a year ago. I had a verbal agreement... Read more »
NO! You are still obligated to pay it. However, depending on your overall financial and debt situation, you should consult with an experienced Bankruptcy attorney to determine if Bankruptcy of any type is right for you or not. Do not let geographic restrictions get in the way of retaining the best...Read more »
What are the exact forms and wording to use ? I never received letter prior to this ? I’ve also been given subpoena. Last payment made to target National Bank was 7/2009 & judgement was placed against me on 1/2015.
Depending on your overall financial situation, Bankruptcy may be right for you. An experienced Bankruptcy attorney will be able to determine which type of Bankruptcy is the correct one for you or not. Either way, you cannot ignore an Information Subpoena.
Yes your wages can certainly be garnished. Depending on how much debt that you have, you may want to consider filing for Bankruptcy. Chapter 7 Bankruptcy is not simply filling out forms. Trying to handle this matter yourself is not wise. You do not know the USBC, you do not know the local rules of...Read more »
I had a rental property that was sold at sheriff sale in NJ--foreclosed on by first mortgage co. I know that NJ statute N.J.S.A. 2A:50-8 says that the junior lien holder only has 1 year to sue or debt is time barred. However, does this statute only apply to property that was primary residence... Read more »
What you really need to be concerned about is filing a Chapter 7 Bankruptcy to wipe out any personal liability for your debts. You have been lucky so far, but don't push your luck. Chapter 7 Bankruptcy is not simply filling out forms. Trying to handle this matter yourself is not wise. You do...Read more »
A Judgment has probably been entered against you. Depending on your overall financial situation, Bankruptcy may be right for you. An experienced Bankruptcy attorney will be able to determine which type of Bankruptcy is the correct one for you. To properly answer your questions and address your...Read more »
I received a $400.00 bill in the mail for the supposed balance on a MRI from 4 years ago. This is supposedly what insurance did not cover. The company is no longer in business and this is the first notice I am receiving for the amount owed. I researched online and medical bills in NJ have a statue... Read more »
Hi, I was recently notified from a debt collecting attorney that I had an outstanding student loan from 5 years ago. I spoke to them on the phone and they sent me an electronic agreement. Every time I ask for a physical copy, there seems to be an issue. Should I wait to begin payment until I... Read more »
personal mostly cc but a couple of bus and credit lines. Was served court papers for 1 already. How do I follow up with all this? I wanted to declare bankruptcy months ago, but I haven't had any income above what my immediate bills are.
This is related to Debt Collection in NJ. There is a collection for a very small amount medical bill for my child. I think my spouse signed the payment agreement when taking our child to the clinic. I am unaware of the collection till it hit my credit report. Is it legal for a collection company to... Read more »
on my Navient loans of $60,000. I am also going through a divorce. I am not bringing in enough to try and make payments currently on my NJ Class Loan until after the divorce is final and I move. Is there anything I can do to stop the garnishment?
The only ways to stop a garnishment (if issued) is to file bankruptcy or get them to agree to a monthly amount and have them put in writing not to go through with same. Short of that, not much. Also note that most student loans are not dischargeable in Bankruptcy, only put them on hold, but...Read more »
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