i took out a loan via reddit(im in ny they are seemingly based in canada) 2000cad for 7750 cad repayment in installments
unfortunately with a sick grandmother and being disabled the debt and subsuquent repayments have become crushing i wish i hadnt taken out the loan but i was desperate at... View More 
answered on Apr 30, 2023
Usury might be a defense, along with enforceability of the note. Consult an attorney to evaluate your case.
A father bought a house. Signed a portion of the deed over to two children causing 3 people to be on the deed but dad was sole borrower in mortgage . Dad gets sick … kids removed him from deed without his knowledge but he is sole borrower on mortgage. Will bank holding mortgage have an issue... View More
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answered on Apr 3, 2023
Absent some sort of fraud, there is no way the two children could have removed their dad from the deed without his knowledge and consent.
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I'm not your lawyer, and unless you retained me, this answer is for informational purposes only. You should consult with an... View More
He left home over next few days withdrew money from joint account I have no idea what he did with the money he's not speaking to me he also stopped his paychecks from being deposited into account. Is it illegal we are not separated or divorced he's not even giving me money for our son or... View More
answered on Mar 28, 2023
"Illegal" presumes criminality. If the account was a joint account, it was not illegal. But you need to start a divorce action right away. You can ask the court to have him pay some of the money back. You can also get child support or spousal support. See a local matrimonial attorney right away.
The bank said only the executor of the estate can get it. Aren’t beneficiary accounts outside the realm of the estate and the executor? My sister lived in Arizona when she passed. I live in NY. The bank account is in South Carolina (where she used to live) The executor of the estate, a friend in... View More
answered on Feb 24, 2023
Questions about Estate matters are controlled by the law of the State where the decedent resided at the time of death. Therefore, although you may live in New York, your question is better directed to attorneys practicing in the State of your late sister's residence.
The bank is saying we're short in escrow $400 but also trying to raise our monthly payment by $8.78 saying we can't pay the entire shortage to remain at the same payment we have. We'd rather pay the $500 we're actually short to remain at the same payment but they're saying we cannot do this.
answered on Feb 6, 2023
Generally, yes because the shortage indicates the current monthly payments you are making are not sufficient to meet the escrow obligation.
About 5000$ in hold
answered on Nov 8, 2022
I would need to review with you the documents on your account dashboard for the reason for the hold. Depending on what my investigation uncovers we may issue a legal demand letter to the Stripe legal department.
In June, 2022 I bought a new car. The bank wouldn’t approve me for a loan on my own so I had to have someone co-sign. My only option was my ex boyfriend. He co-signed for me but now he’s about to go through a divorce and is saying he’s going to put my car on the list of assets for his court... View More
answered on Oct 31, 2022
You are not going to get his name off unless you fully refinance. It is also his car for purposes of the divorce. There is nothing you can do but keep paying. If you pay, you cannot lose the car.
I have a letter that explains it not sure if I could get more money?
answered on Aug 25, 2022
The facts aren't fully clear here, but this sounds like it might involve a repossession action. Your question remains open for five weeks - you could try reposting and adding Banking & Collections as categories. There's no guarantee of a response - most attorneys would ask to see... View More
answered on Jul 10, 2022
It's probably best not to. An attorney who works in banking could probably give you detailed reasons not to, but anything fake or false like that in terms of credentials, ID, etc. is best to avoid. Good luck
the check was deposited into an account ,she claimed the person who had the same first name and last name as me as her husband to cash out $2400 stimulus check in may of 2020,I came to find out about the check cashed in march 2021,Irs sent me a check copy in August 2021,I made a police report but... View More
answered on Mar 2, 2022
If I was in your situation, I would gather all of the information, hire a civil attorney, and sue her and the imposter for the amount of money stolen, as well as the cost for litigation. After filing the suit, I would also subpoena the place for footage of the transaction. Hopefully it still... View More
Citizens bank, where I have an account, will not allow me to cash it or deposit the check even with the Durable Power of Attorney. My son marked on it for banking transactions, retirement benefit transactions and tax matters. I also have his state issued ID. I've been searching for other... View More
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answered on Oct 27, 2021
Go to his bank, endorse the check by signing the back of the check "his name by your name, his agent" or "his attorney in fact" and bring the power of attorney with you. The bank should have no problem cashing it unless it is for a large amount, in which case you may need to... View More
answered on Sep 3, 2021
No. Just keep paying. If you are both on deed, same answer. If not, you may need to do an estate proceeding.
My brother refuses to be involved in signing papers needed regarding my fathers estate. My mother’s bank accounts are frozen and they have a house in PR. Also my father sold his car to his brother in PR before dying but no title was signed my brother refuses to sign an affidavit giving up his... View More
answered on Aug 2, 2021
If a required family member will not sign waivers, the party seeking to file the Petition for Probate or Administration will be required to seek the service of Citations from the Court.
My father's bank refuses to pay me by telling me that my father did not contributed the last months before his death without giving me any official paper or proof. My father contributed to this insurance for more than 30 years and it's a shame not to get any penny..
answered on May 9, 2021
I'm sorry for your ordeal that makes a difficult situation even more painful. It appears you've already requested records. It's difficult to offer step-by-step instructions here, as the next step could possibly require litigating the claim, depending on the situation. Reach out to... View More
i am uber driver where we dont need EIN NUMBER & BUSINESS ACCOUNT & sba qualified me for loans & grants and chase has issues saying they gonna keep the funds which includes my savings and wife salary too i dont have any source of income to run my family
answered on Apr 28, 2021
It is not being frozen due to the PPP loan. There must be some other issue or judgment.
and my bank tried to contact that person but the that person ignoring
we send that through Chase to Citibank and Citibank don't went to talk to me
so the bank tell me that is nothing to do
answered on Apr 23, 2021
The wire should have been rejected if the name on the account did not match the account number. Are you sure it went through?
answered on Jan 6, 2021
This could be something that a collection defense attorney would be able to advise best on. All the categories you chose make good sense, but you await a response for four weeks. You could try reposting and adding Collection as a category. Not all posts are picked up, but you'd probably have... View More
For example in this instance, the person filling out the application for the card put the card in their child's name (their child is a minor and not allowed to have a card of his own) and in their social security number. The card is connected to the child's bank account and the rest of... View More
answered on Dec 25, 2020
As a general matter, it could violate fraud laws involving financial institutions, in addition to violating terms of service and conditions for the card. It would probably be better for the adult to find a credit card company that offers the option to take out an additional card for a family member... View More
Please give a common number for outbroad number
answered on Dec 10, 2020
The customer service representatives at PayPal (possibly together with those at Master Card or Visa) would probably be more knowledgeable about this, since it would involve the company's own standard operating procedures. Most attorneys would not be familiar with this as general information.... View More
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