Tried to back out of contract but bankruptcy lawyer is threatening I will be sued by sellers or bankruptcy court if I don’t follow through with sale. Bankruptcy was never disclosed to us in purchase and sale agreement (only in addendum stating “sale of home contingent on court approval”) the... View More 
answered on Mar 31, 2020
This is a complex situation which really requires a lawyer to know all the facts and review all the documents before they can advise you. All I can tell you is that the Bankruptcy Lawyer is motivated to get top dollar for their client. They need to sell the house for more than is owed on the... View More
answered on Mar 19, 2020
Just take it to the lender when you leave town and drop the keys in the night deposit.
Also, if the bank will take the house for what's owed to them, can the surviving family take over the debt so that they can keep the house?
answered on Mar 17, 2020
The bankruptcy ends when the person who filed dies. The house not having been foreclosed now belongs to who ever inherits the deceased owner's interest in the house subject to other claims by the deceased owners creditors which may or may not require a probate to sort out. Any foreclosure... View More
Liable was done with Malice and attempt to cause harm
answered on Feb 28, 2020
I can't speak to the exact procedure in Oregon, but it's probably done by bringing an adversary proceeding to have the debt determined to be nondischargeable. You'll need an attorney for this.
What can I do and please tell me how to find FREE legal services in Portland Oregon? I'm asking for FREE services as my attorney took the money I had for filing my bankruptcy.
answered on Feb 14, 2020
Dear Asker,
If you can not get ahold of your attorney via her phone or email you can contact the Oregon State Bar about reaching out to her to resolve any misunderstanding or fee dispute. https://www.osbar.org/feedisputeresolution
You can call oregon legal aid to discuss... View More
What problems will this cause my relative if I file.
answered on Feb 3, 2020
It shouldn't cause a problem unless the purchase papers have some type of clause that triggers something when the co-signor files bankruptcy. You and the purchaser should review the purchase documents that you co-signed. I would be surprised if there was anything but since I can't... View More
I’m planning on filing for bankruptcy due to a couple of lawsuits after car accidents and prior debt. I am receiving a packet from my local legal aid office and taking this sort of “class” or something in March to get the process started. I’ve read online that I should stop paying back... View More
answered on Jan 7, 2020
As an Attorney I would not risk giving you advice on stopping payment on your debts without knowing all the details of your case, ie without you coming to see me as a client and we do a thorough evaluation of your situation. Any payments you make on debts prior to your bankruptcy is probably money... View More
The debt is Legitimate.
answered on Nov 25, 2019
It works so long as the co-buyer agrees and actually makes the payment.
Been living on same property paying rent with my girlfriend, what are my rights and what can I do ? She won't divorce cause of bankruptcy.
answered on Nov 11, 2019
Impossible to say without substantially more information. In any event, get the bankruptcy done first and that will make life easier in the divorce.
Filed bankrupt chapter 7 july 25 2019 it discharged october 28 2019 I got a 72 hour notice to pay august september october rent can they charge me for those months
answered on Nov 9, 2019
They can if you were living there or didn’t list it as a debt.
1. When one spouse has credit card debt in his name alone, does the Family Expenses Statute apply to routine expenses like groceries and utility bill. More generally, I am wondering when credit card debt can be considered joint debt of both spouses even though it is in the name of one spouse.... View More
answered on Sep 30, 2019
1. All debt acquired during the marriage is presumptively marital debt regardless of whose name it is in.
2. Yes, to some degree depending on how much total equity is in the house.
3. It will be if it is an arms length transaction between divorcing spouses. It may not be... View More
I’m a stay at home mom wanting to keep my business so I can afford diapers and formula for my kids. I have to file a chapter 7 because I screwed up on my debts. I am working in direct sales of Lularoe.
answered on Jul 16, 2019
Should not be a problem to retain the business. Contact a competent bankruptcy attorney to determine the best route for you to go.
I just learned that my grandma's house is in foreclosure and scheduled for auction in about a week and a half on 6/20/19 due to an unpaid loan. If she were to file for bankruptcy, would it take the house off the auction block?
I do own the vehicle outright, no liens. It is worth approximately $12k and I have approximately $32k of debt . I have been using this vehicle as my primary source of income through Uber and Lyft for over two years. Will the fact that I use this vehicle for work have any bearing on whether or not... View More
answered on May 7, 2019
In Oregon a debtor can use federal exemptions. You have a certain amount of vehicle exemption and then additional wildcard exemption. If you are not using a homestead exemption (because you rent your residence) then you likely have plenty to cover $12K of equity in a car. You can use the 4K... View More
basically a credit company has "bought" my tickets from years ago and they want over 3 times the original amount. since its a credit company can I declare bankruptcy on them?
answered on May 2, 2019
I've never come across this question in my practice but I do see your point. Basically has the dischargable nature of the debt changes due to the assignment of a non-government agency. So I don't know the answer but it does raise some issues. First you would need to get all the... View More
we have filed a Chapter 13 as of last Tuesday the sale dates for my most important properties have come up come to find out I did not personally guarantee anything or personally sign anything it was all under the business entity which means a Chapter 13 does not cover it by bankruptcy I've... View More
answered on Apr 11, 2019
You need to discuss this with your bankruptcy lawyer. That is the only person with enough knowledge of your personal situation and legal training to advise you. It may turn out that you still need the Chapter 13 for your personal liabilities but you need to revise your filings to accurately... View More
the vehicle however it is not being reported to the credit agencies can i turn in said vehicle without repercussions thank you Todd
answered on Feb 23, 2019
If you signed a reaffirmation agreement on the Dodge, the lender can still pursue a judgment post bankruptcy for which you would be liable. If you did not sign a traffic, you can simply turn it over to the lender and walk away. Check with your bankruptcy attorney as to what your signed and your... View More
need surgery. Aprox. June 2018 forced into bankruptcy loss of job. Aprox. September 2018 bankruptcy chapter 7 is discharged. In November 2018 I reinjured hernia and given 30 lb. weight limit. and reopened workers comp case from almost 4 years ago. If I take a lump sum settlement can the trustee... View More
answered on Dec 30, 2018
No. If the injury was post petition and the reopening was post petition, the award belongs to you.
I have been sick for over two years now and am unable to work. Am applying for disability. I have issues on my credit. I have just filed my 2013-2017 taxes after contacting the IRS and recovering the information needed. Was told to file all 1040ez. Have done as was told. They sent letters... View More
answered on Dec 13, 2018
Legal aid will help you draft your bankruptcy petition, but will not actually represent you. This is not the kind of legal work that attorneys will do pro bono. If you have no income or assets then you're essentially judgment proof anyway, so bankruptcy is not urgent and you can wait until you... View More
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