I make 1635 a month for 2 people and I have 4 loans that total 700 per month and my home and utilities are 600. Im not behind yet but i just can't keep up. I know it would damage my credit but can I alternate payments every other month or would bankruptcy be my best option?
Did the creditor win a judgement against anyone with that name at my address or against specifically the person who made the contract. Can I be considered liable for the debt? Do I need to countersue this creditor for the mistake?
You must hire an attorney. Setting aside such a Judgment will be difficult and will require some very precise pleadings. You will have to go to Court and prove you are not the proper Judgment Debtor. Time is running against you.
Landlord/Owner has a right to go on leasehold. It is probably in your Lease with a notice provision, which is why they told you. Trying to prevent the landlord's lawful entry will be a breach of contract and grounds for a Detainer Warrant. I would take pictures of everything before I left.
There was a lien filed against my survivorship interest in my Tenancy By The Entirety held home (with my spouse) over a judgment against only me. If we sell our home, does the survivorship interest lien go away since no one “died”, or does it have to be paid to clear the title even though it... Read more »
Working condition. The dealership assured us they would have all repaired/restored to new condition under warranty. It has now been 6 months and they have not. I have been making camper payments all this time and it has sat on their lot waiting to be restored. I want my money back and to be... Read more »
The settlement offer is for the rental car, tow bill and hotel rental due to not being able to get a rental car for 31 days. After sending me the settlement offer and it being accepted, signed and returned the case worker has now decided that she will only pay me $1369.00 instead of the proposed... Read more »
Hopefully the Settlement Contract does not have a condition which allowed the Company to dishonor its agreement. You will have to hire an attorney to enforce the Settlement in General Sessions Court for Breach of Contract, and possibly execute upon some property of them. It is doubtful you...Read more »
I deposited checks into a different financial institution as the void date is near. I went to the bank and they stated there was nothing they could and referred me to a property claim website. In looking on the site there were no claims attached to my name. In speaking with the treasury department... Read more »
Cashier's Checks are the issuing Bank's own Note. Hire a very competent attorney to sue the Issuing Bank for wrongful dishonor, possible breach of contract, etc. You may have to sue the Bank in its own jurisdiction. Is the Bank still in business? It sounds like it folded and...Read more »
I finally got ahold of someone from the insurance company after almost 3 weeks and they told me I was at fault just because I hit the other person first. The other person involved ran a stop sign and I was not able to stop in time. I was wondering if I have a case?
Call a competent attorney in your area today. There are many pertinent facts needed, and you do not understand what is going on. Even if a property damage tort only in your case, you can mess it up quickly. Citations in Court can destroy you also. Comparative Negligence may apply.
Generally the lender puts a lien on the title. It will be typed in as a lienholder on the Certificate of Title. That is their security pursuant to a financing contract to repossess the vehicle. Tthe dealer probably already got paid by the bank or given credit on its financing agreement.
im west tn it is ongoing and expanding to point cell numbers emails stolen every sigle aspect my life affected hidden cam ease dropping- extensive.. point i am complete prisioner who would i contact to help stop and convict these individuals thanku respectfully jg MD
A Tennessee attorney could advise best, but your question remains open for two weeks. You could reach out to attorneys who handle identity theft matters. It could also be worth considering reaching out to financial institutions who handle your banking and credit cards to find out if the identity...Read more »
They did not allow me to obtain my license. This was 2011. What do I need to do to obtain my legal license for piercing? I do not want to go through an apprenticeship again since I still hold the knowledge. Hope you can help!
If a contractor has done shoddy work and has not yet finished the job or fixed the issues - Can I bring them to small claims court? How long do I have to do so? Can I seek a refund on monies already paid? They have stopped returning my calls. They are also way past when they promised the work would... Read more »
Yes. You can file a claim in Tennessee's version of small claims court- called General Sessions Court. You would feel out a pleading called a Warrant. You can also report the contractor to the state licensing board.
I requested proof of the debt but I noticed it did not have the contract that was suppose to be signed for the debt showing the total amount borrowed, interest and what would be paid if loan was completed in its entirety - it only had 1400.00 typed out that it was taken out on 08/3/2015- my court... Read more »
They do not have to respond to your letter. I would think you would be in General Sessions, but your facts sound like a Court of Record. Whatever, to dispute the suit, you will probably need an attorney. The suit is probably being filed just before the SOL runs.
It appears they found your Husband through you. Your Husband should have been served with whatever suit was filed, and should have defended himself. Now he must immediately file to set aside what may be a Default Judgment, or file an Appeal, hopefully an Appeal De Novo. He must act fast and...Read more »
I do not know what "Adv Fin amt" is, but you need to be concerned with what amount you are being sued for as shown on the Civil Warrant. You might talk to the lawyer which sued you, which should also be on the Warrant. But be careful of what you say and require a paid in full receipt...Read more »
I am a 62 year old senior living in the state of TN between Knoxville and Athens, TN. I've been sent a bill charging more than double the time the serviceman/men spent actually doing the job. Also, they're charging me more than double what I could have spent on parts and more than 4... Read more »
I would suggest you communicate in writing as well as orally your dispute to the contractor asking for an explanation of all charges. There may be an explanation - and the Contractor hasn't provided you with enough information. On the other hand there could be a mistake and you have been...Read more »
We were laid off and the courts want 16,17,18 tax returns, bank/financial statements none of those years were when the loan took place. Why do they need that? My husband is still unemployed and makes 412 a month I just got a job and wasn't employed up until that point
That type of document production usually occurs in conjunction with post-judgment discovery in order for the judgment creditor to collect from you. You need to check with the Court to see if a Judgment has already went down against you two. Otherwise the creditor must anticipate a problem...Read more »
Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.
The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.
Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.