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Vermont Bankruptcy Questions & Answers
2 Answers | Asked in Bankruptcy, Divorce, Foreclosure and Collections for Vermont on
Q: I filed bankruptcy, got a divorce and my ex stayed in the house. It went into forclosure. I'm just now, 10 yrs later,

Getting a "bill" from money I owe from the forclosure. Is this legal? After bankruptcy, divorce and 10 yrs I have to pay a bill (including interest) of 78,000 dollars!?

W. J. Winterstein Jr.
PREMIUM
W. J. Winterstein Jr.
answered on Aug 13, 2023

Your facts are unclear, and more is needed to give you a reliable answer.

Generally speaking, your mortgage debt should have been listed in your bankruptcy (we assume that you completed the bankruptcy case and got an Order of dismissal). An Order of general dismissal in the bankruptcy...
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2 Answers | Asked in Bankruptcy, Divorce, Foreclosure and Collections for Vermont on
Q: I filed bankruptcy, got a divorce and my ex stayed in the house. It went into forclosure. I'm just now, 10 yrs later,

Getting a "bill" from money I owe from the forclosure. Is this legal? After bankruptcy, divorce and 10 yrs I have to pay a bill (including interest) of 78,000 dollars!?

Timothy Denison
Timothy Denison
answered on Aug 13, 2023

The house debt should have been included in your bankruptcy. Secondly, your divorce agreement should have provided that when he got the house, he held you harmless on the debt and and indemnified you in the future. Get copies of your bankruptcy and your divorce files snd get them go your... View More

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1 Answer | Asked in Bankruptcy for Vermont on
Q: Filing Chapter 7 in Vermont and just approved for student loan refund is this protected?

I am currently filing chapter 7 bankruptcy via the internet through Upsolve and to keep the story short I was charged out of state tuition for two semesters totaling just over $10,000 maxing out my loans for the school year so I can not return until fall next year without out of pocket pay. I was... View More

Thomas C. Rollins, Jr.
Thomas C. Rollins, Jr.
answered on Nov 20, 2020

If you are holding this money in your bank account or as cash then it usually will not matter what the funds represent. You must even disclose the fact that you are owed the money even if school is still holding the money.

While these funds represent your tuition money from your...
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1 Answer | Asked in Bankruptcy for Vermont on
Q: I filed for and was granted a chapter 7 discharge. Do I have to pay past due property taxes ? I gave up my property.
Nels Hansen
Nels Hansen
answered on Sep 7, 2017

You should contact your bankruptcy attorney or a local bankruptcy attorney with this question as it concerns bankruptcy and local property taxes. Property taxes are usually assessed against the property and the legal owner of the property based on a specific assessment date. In Texas, if your... View More

2 Answers | Asked in Bankruptcy, Collections and Consumer Law for Vermont on
Q: I am considering filing bankruptcy but have a possible settlement coming in a court case that has been filed in fedl ct

PLZ presume I know I can see an atty, I know applic homestead/wild-card, etc., exemptions, and I know this is an asset...question is specific and answers will help me choose atty. Context: Ch 7, All debt is credit card, unsecured. Settlement/judgment will be more than enuf to pay off creditors.... View More

Kevin W. Chern
Kevin W. Chern
answered on Oct 3, 2015

Whether or not your settlement is considered an asset in a bankruptcy case does not depend on the date of the settlement. The claim itself is an asset in the bankruptcy case if it exists as of the date of filing, so if a person files bankruptcy with a pre-existing claim, it does not matter how long... View More

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2 Answers | Asked in Bankruptcy for Vermont on
Q: How do I find out if someone has filed for bankrupty whether personal or business?
Erin Gallivan
Erin Gallivan
answered on Jan 21, 2011

Court filings are public documents, go to (or possibly call) the Bankruptcy Court and ask.

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