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Washington Foreclosure Questions & Answers
2 Answers | Asked in Foreclosure and Real Estate Law for Washington on
Q: My house sold at for closure auction where can I get free help claiming the surplus funds?

Auction was on aug.5th and I believe sold for 186,000 over what was owed .I am still in the house because without the money I have no cash to move and no where to go

Renee Louise Roman
PREMIUM
Renee Louise Roman
answered on Aug 27, 2022

Obtaining these funds may require the services of an attorney, one who is familiar with the surplus funds procedure, who can assess your situation. This process usually involves notice to lien holders and a hearing, so you may want to start that process as soon as possible. Although I am not aware... Read more »

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1 Answer | Asked in Civil Litigation, Foreclosure and Real Estate Law for Washington on
Q: My house was sold in a foreclosure sale. There is 45k in excess funds held in the court registry.

For years, then turned over to the Dept of Revenue in Sept of 2020. There's a judgment filed by Chase bank with 0 balance. How do I get my money released to me.

Renee Louise Roman
PREMIUM
Renee Louise Roman
answered on Mar 14, 2022

You will need to contact an attorney who is familiar with this process, someone who can review the status of your claim and petition for release of these funds from the court registry. Through this process, judgment creditors of record (if any) will be notified, after which the funds can be... Read more »

1 Answer | Asked in Consumer Law, Bankruptcy, Foreclosure and Real Estate Law for Washington on
Q: How could misapplied mortgage payments found after an agreed tpp be rectified on borrowers behalf?

I found a payment that was applied to principal curtailment that in turn caused late fees and missed payments. Other fees down the road could the error change the outcome of where i am now?

Timothy Denison
Timothy Denison
answered on Jul 18, 2019

Yes. Dispute it on your credit report and with the lender. You should get on this ASAP bc it can materially affect your credit rating.

1 Answer | Asked in Foreclosure for Washington on
Q: My husband and I divorced 7 yrs ago. I moved out while he stayed in our house that was near foreclosure.

I signed the house over to him in the divorce paper(s). I say paper, bcuz it was just 1 signature on said topic.

However my question is wouldnt I need to sign on the actual foreclosure documents also??? Since purchasing the house required a phone books worth of signatures.

I felt... Read more »

Greg Freeze
Greg Freeze
answered on Mar 5, 2019

Here is a likely scenario of events. You were served, somehow, with the Summons and Complaint. How you got served can vary. You can find out how the bank's attorneys said you got served by looking at the court paperwork, found at the court in the county where the property resides.... Read more »

1 Answer | Asked in Bankruptcy, Foreclosure, Civil Rights and Energy, Oil and Gas for Washington on
Q: How can I find a civil rights pro Bono attorney when municipal and district are my enemy and I'm indigent?

I'm a homeowner who is now homeless with an arrest record and public deffimation of character mearly because a city wants their water plan and new road built, without care for those less fortunate

Timothy Denison
Timothy Denison
answered on Jun 29, 2018

Local or state bar association.

1 Answer | Asked in Foreclosure, Real Estate Law and Bankruptcy for Washington on
Q: Can I file ch 13 or 7 during foreclosure on a reverse mortgage? Mediation is in 2 days, trustee sale is in 4.

My mom was prey to a predatory loan. Shortly after her husband of 35 years passed, she was talked into a reverse mortgage, and told she wouldn't have to worry about anything. When I came into the picture, they had paid for 3 years. I tried to get her exempt from property taxes every 6... Read more »

Nels Hansen
Nels Hansen
answered on Feb 2, 2017

You need to contact a local bankruptcy attorney and schedule a consultation as soon as possible. If you are facing foreclosure and if it is appropriate you want to file the bankruptcy before the foreclosure sale. Once the foreclosure sale takes place your options will be limited if not gone... Read more »

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