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As a non-profit children's theatre in Pennsylvania, we send actors into schools and libraries for performances under a contract stating they are independent contractors. Each actor drives their own car, and one usually carries props and costumes. We hold a $2,000,000 general liability policy.... View More 
answered on Jun 16, 2025
In Pennsylvania, a nonprofit is generally not liable for an auto accident caused by an independent contractor who is driving a personally owned vehicle to or from a job. If, however, a court finds that the theatre exercises enough control over routes, schedules, or use of vehicles that the actors... View More
I was involved in a car accident, and the at-fault insurance company has made a settlement offer equivalent to the actual cash value (ACV) of my vehicle. However, this offer is insufficient for purchasing a similar replacement vehicle, which will cause me undue hardship due to the new car payment... View More
answered on May 13, 2025
Yes, you can challenge the insurance company’s settlement offer if you believe the actual cash value (ACV) of your vehicle was undervalued. In Pennsylvania, insurers are required to base their ACV offer on fair market value, which should reflect what it would cost to purchase a comparable vehicle... View More
I was involved in a car accident where the other driver was at fault. Their insurance company acknowledged fault and paid out an amount that covered my remaining car loan, but left nothing for a new vehicle. There were no injuries or additional damages involved in the accident. I have a police... View More
answered on May 5, 2025
In most cases, you can’t sue the at-fault driver for the full cost of a new vehicle if their insurance already paid out the fair market value of your totaled car. Pennsylvania law typically only requires the at-fault driver to cover the actual cash value at the time of the accident, not the cost... View More
I am currently involved in a workers' compensation claim in Pennsylvania and have been asked to sign a release allowing access to my Medicare and SSDI information. I'm concerned about how this information will be used. Do I legally have to sign this release for my workers' comp provider?
answered on Apr 29, 2025
In Pennsylvania, you are not legally obligated to sign a release allowing the workers' compensation insurance carrier access to your Medicare or Social Security Disability Insurance (SSDI) information. Such requests typically arise during settlement discussions, particularly when a... View More
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