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Questions Answered by Scott McKenzie Stevens
2 Answers | Asked in Civil Litigation and Gov & Administrative Law for Georgia on
Q: How to file post-judgment interrogatories for a FiFa in Georgia?

I'm seeking guidance on post-judgment interrogatories and other post-judgment discovery related to a FiFa obtained in Cobb Superior Court. Due to financial constraints, I cannot continue with my attorney. According to O.C.G.A. §15-10-50, is it true that these need to be filed as a... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 29, 2025

The Clerk may charge a fee if you end up having to file a Motion to Compel Discovery. Generally one does not have to pay a filing fee for filing the Certificate of Service. (Rule 5.2 certificate). If the Cobb Clerk does charge for that, then you can wait to file that if you end up needing to... View More

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2 Answers | Asked in Landlord - Tenant, Gov & Administrative Law and Real Estate Law for Georgia on
Q: What are my rights as a tenant facing immediate eviction in Georgia?

I'm facing immediate eviction in Georgia. A dispossessory warrant was left at my door on the 9th, but the paperwork states it was served on the 8th, causing me to miss my deadline to respond and forfeiting my right to a trial or appeal. I've never been through the eviction process before... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 23, 2025

Even if you are past the time to file an Answer, it would be a good idea to file an Answer with the Court now, pay any past due rent into the Court now, and to attend any upcoming hearing on this matter. If the Judge does issue a Writ of Possession the lessee on the property is typically allowed... View More

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2 Answers | Asked in Gov & Administrative Law for Georgia on
Q: How to renew or extend a FIFA in DeKalb County?

My question is about how to get a State or Magistrate Court FIFA renewed or extended in DeKalb County, Georgia. The expiration date of the current FIFA is approaching, set for December 18, 2025. The judgment associated with this FIFA has been revived in the past. What is the process for renewal or... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 23, 2025

Typically a Judgment in GA has a lifespan of 7 years. If the Judgment was renewed within the past 7 years you would need to get the Sheriff or Marshal to issue a Nulla Bona on the Fi. Fa. and then rerecord it on the General Execution Document. If the 7 years has already expired without have... View More

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3 Answers | Asked in Landlord - Tenant, Collections, Domestic Violence and Real Estate Law for Georgia on
Q: Lease collections dispute in Georgia due to ex-partner issues.

I’m dealing with a situation involving a lease in Georgia that is now in collections under my name. My ex-partner and I both signed the lease, but after our breakup in March, I informed the leasing office that I wouldn’t renew, as he intended to stay. He neither stayed nor renewed, and the... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 29, 2025

If both parties signed the lease, typically each lessee is jointly and severally liable to the lessor. However if you end up paying the indebtedness to the lessor, you could seek contribution from the co-lessee in a legal action. Of course the practicalities of this would involve locating... View More

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3 Answers | Asked in Foreclosure, Probate and Real Estate Law for Georgia on
Q: Can I reclaim my foreclosed parents' home in Georgia after auction?

My deceased parents' home in Georgia was foreclosed due to lack of payments and sold at a courthouse auction on 10/7/25 for less than the fair market value. I have the money to fully pay off the mortgage now. My parents' names were on the mortgage and the property is in probate court, but... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 10, 2025

Assuming this was not a property tax foreclosure sale, there is no right to redeem from a mortgage foreclosure. However you may be able to contact the buyer (typically the mortgage company) of the property that bought the property at the foreclosure sale and see if this buyer is willing to sell... View More

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2 Answers | Asked in Collections, Social Security and Public Benefits for Georgia on
Q: Received a bank levy affecting my Social Security income. What can I do?

I received a bank levy today, and my account is already frozen. I am on Social Security, which is my sole source of income, and I haven't had time to dispute the levy or respond. When I called, they mentioned they communicated with me in 2024, but I don't remember receiving any notice.... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 10, 2025

Social Security Income is exempt from garnishment under federal law. Typically a bank will state in its Answer the funds in the account are social security funds and therefore exempt. Since the bank apparently did not assert this, you will need to file a Defendant's Claim (Traverse) in the... View More

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4 Answers | Asked in Collections and Civil Litigation for Tennessee on
Q: Received a court summons from a debt collector for credit card debt. Can I avoid going to court?

I recently received a summons for General Sessions Court from a debt collector for a credit card debt totaling $1,098.34 plus the cost of the suit. I had no previous communication or notices from the debt collector before being served. The summons includes a court date, and this is my first time... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 6, 2025

You will need to file an Answer with the Court to avoid a Default Judgment. Once that is done you may contact the Plaintiff's attorney to see if they want to settle with you or not. However due to time constraints it may not be possible to avoid a court appearance unless you can work out a... View More

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3 Answers | Asked in Real Estate Law and Probate for Tennessee on
Q: Lien on parents' home not updated or released, how to remove?

In 2010, the chancery court of Williamson County placed two identical liens on my parents' home, totaling $700,000, due to a judgment. These liens haven't been updated or marked as released in the Williamson County deed office records. My parents, both aged 83 and 85, are unable to pay... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 15, 2025

Judgments in TN are valid for a period of 10 years. Unless the Judgments were renewed the filings in the Registry of Deeds of these Judgments would have expired by operation of law. If there is a concern that these still appear of record (even though expired), you may be able to file an... View More

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2 Answers | Asked in Collections and Consumer Law for Georgia on
Q: A representative claims I owe $2,606 for a credit card I settled in 2014. Should I pay or dispute it?

In 2014, I paid $6,400 to settle my Capitol One credit card balance, and I have receipts showing it was paid in full. Recently, a representative named Adam Dahl contacted me, claiming I owe an additional $2,606 and mentioned a case number #2104552 related to my county. I haven’t received any... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 6, 2025

The statute of limitations on a credit card debt in GA is six years. It sounds as if this may be time-barred. If you make a payment on a time-barred debt, the creditor may argue you have "reaffirmed" the debt. Also if a collection agency is attempting to collect on a time-barred debt,... View More

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3 Answers | Asked in Collections and Contracts for Georgia on
Q: Cannot reach Capital One to pay agreed court settlement. What steps can I take?

I was sued by Capital One and went to court, where we agreed on an amount to be paid by September 1st. The case was finalized. I have been trying to reach the plaintiff to pay the agreed amount, but I haven't received any response. I have emailed, called, and sent a certified letter attempting... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 6, 2025

The address/phone no. of the attorney should be on the court pleadings. If you are unable to mail a payment to them, (which should be sent certified mail) then your only option may be to pay the funds to the Clerk of Court and reference the case no. that you settled, assuming there was some type... View More

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2 Answers | Asked in Construction Law, Contracts, Civil Litigation and Real Estate Law for Georgia on
Q: How can I address a GC instructing a bonding company not to pay a bond claim due to a subcontractor's misinformation about payment terms?

I supplied construction materials for a bonded project in Georgia and fulfilled all requirements by sending a preliminary notice, intent, and bond claim. However, the general contractor instructed the bonding company not to pay on the bond claim due to a misunderstanding instigated by the... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 4, 2025

Bonds often have strict deadlines for suing to make claims on these. Much depends upon whether this project was a government project, and also if it was federal or a state project. A private bond may have more flexibility regarding deadlines. It may be that you will need to sue the general... View More

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2 Answers | Asked in Civil Litigation, Real Estate Law and Landlord - Tenant for Georgia on
Q: Can I sue an HOA board member for non-consensual towing in Georgia?

Can I sue an HOA board member for towing my legally parked vehicle without consent? The HOA provided no prior notice or warnings. I have communicated with the HOA about this. My vehicle's tags were expired, but it was in my designated space, where it has been for two years. Additionally, the... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 4, 2025

Even if the Declarations and By Laws have expired, they may be controlling on the issue. Having the expired tag may be some prohibition in the community. If you were able to recover your car in a timely manner, and since apparently you were not regularly driving the car, the damages you... View More

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3 Answers | Asked in Appeals / Appellate Law and Insurance Bad Faith for Georgia on
Q: I am a pro se litigant in Georgia and recently sent a motion asking the judge to amend his decision and filed a notive o

I am a pro se litigant in Georgia and recently sent a motion asking the judge to amend his decision granting the defendant summary judgment. This motion was based on a document the defendant claimed I never submitted; I have since submitted the signed and notarized document in question.... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 29, 2025

The filing of the Notice of Appeal creates a supersedeas and will prevent the trial judge from ruling on the Motion for Reconsideration you filed. Since the filing of a Motion for Reconsideration does not toll the period for filing a Notice of Appeal, you may choose to proceed with the Appeal... View More

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2 Answers | Asked in Real Estate Law for Georgia on
Q: How is property ownership established after redemption with no recorded deed in GA?

In Georgia, if the redemption process was completed when excess funds were returned to the tax purchaser, but there is no clear, recorded deed or document showing the property was transferred back to the original owner, how is ownership established? There were no verbal or written agreements made... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 29, 2025

There is typically a 12 month period for the original owner to redeem property from at property tax sale. To ensure marketable title it may be required the new owner file a Petition to Quiet Title to ensure the prior owner is barred from making further claims to the property.

Scott M. Stevens

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2 Answers | Asked in Real Estate Law and Tax Law for Georgia on
Q: Should investor file or record property ownership after deeded from Union City? After property redemption, is another deed to Karen needed?

In June 2012, Karen was listed as the owner of the house in deed book 51382. In August 2013, deed book 53201 showed that Union City transferred ownership of the house to the investor following a tax sale. However, there are no filings or recordings showing the investor transferring ownership. In... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 29, 2025

There is typically a 12 month period for the original owner to redeem property sold for a property tax sale. To ensure marketable title it may be required to file a Petition to Quiet Title to ensure the previous owner is barred from making further claims to the property.

Scott M. Stevens

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2 Answers | Asked in Real Estate Law and Civil Litigation for Georgia on
Q: Who is the rightful owner of the house after complex deed transactions in Georgia?

In June 2012, the deed book 51382 listed Karen French as the owner of the house. In August 2013, deed book 53201 transferred ownership of the house from Union City to an investor after a tax sale, although there was no filing or recording of the transfer by the investor. In March 2014, excess funds... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 23, 2025

Would have to review all of the documents in the chain of title. The tax sale may complicate the situation in the owner redeemed the property during the 12 month redemption period. It may be required to file a Petition to Quiet Title depending on the circumstances.

Scott M. Stevens

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2 Answers | Asked in Appeals / Appellate Law and Civil Litigation for Georgia on
Q: Is OCGA 9-11-55 relevant in a Georgia superior court de novo appeal when the respondent doesn't reply?

I'm appealing a civil case in Cobb County Superior Court, Georgia, through a de novo process. In my petition for superior court review, the respondent has failed to reply. I want to know if OCGA 9-11-55, which applies to default judgments, is relevant in this context.

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 23, 2025

Presumably you are appealing from Magistrate Court if this is a De Novo Appeal to Superior Court. I do not think OCGA 9-11-55 is applicable here. Generally a trial is set for a De Novo Appeal. One may ask the Court for a discovery period before trial.

Scott M. Stevens

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2 Answers | Asked in Gov & Administrative Law, Real Estate Law and Civil Litigation for Georgia on
Q: How to send disagreement letter to management company for illegally formed HOA?

I'm part of a community where the original HOA was dissolved in 2015 due to previous legal issues. Recently, a resident allegedly reformed the HOA without an official community meeting or election of officers, and signed a contract with a resident management company. Despite a flyer for a... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 29, 2025

Much of this would be governed by the Declaration and Bylaws of the community. Other issues germane to this are the procedures used to dissolve the previous HOA and the procedures used to install the new one.

Scott M. Stevens

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2 Answers | Asked in Business Law, Real Estate Law and Civil Litigation for Georgia on
Q: Can deed covenant and plat enforce Phase IV HOA compliance despite builder's claim?

In 2005, a plan for our community included four phases with a requirement for HOA membership for certain amenities. After a 2013 lawsuit against the HOA was dismissed in 2017, a deed covenant transferred Phase IV lots to a builder. Despite the deed and plat referencing HOA obligations, the Phase IV... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 29, 2025

Much of this would depend on the circumstances surrounding the Dismissal of the 2017 lawsuit, and would also depend upon the Declarations and Bylaws of the community. More facts would be needed in this regard.

Scott M. Stevens

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3 Answers | Asked in Landlord - Tenant, Family Law and Real Estate Law for Tennessee on
Q: How can I legally evict non-paying occupants in my Tennessee home?

I am the owner of a house in Chattanooga, Tennessee, and have been experiencing issues with two occupants: my 18-year-old granddaughter, who has lived here most of her life, and her boyfriend, who moved in about a year ago to help with the baby. They have not paid rent and refused to leave despite... View More

Scott McKenzie Stevens
Scott McKenzie Stevens
answered on Oct 15, 2025

You may file an eviction/dispossessory action against them to have the Judge issue an Order removing them from the property. This would be a civil proceeding. Once the Court issues the Writ of Possession, the Sheriff would evict them (or hopefully they would voluntarily leave.)

Scott...
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