The notice is from a law office and they are also offering to by back the key to leave a month after the 10 day notice to vacate. I’m confused and I just want enough time to move all of my belongings
answered on Dec 18, 2019
"Cash for keys" is a common offer to persuade a resident to vacate earlier than scheduled. In your case if there is a court ordered eviction date, you must follow the court order. Have you been to court for the eviction hearing? Is there an eviction order signed by the judge?
On April 27, 2012, they sold the vehicle. About 1 year later on my credit report it showed that the company had put it as a charge off and it was at a zero balance. On April 27, 2019, it dropped off my credit report and it was not longer listed. Now, today, December 9, 2019, I received a summons... View More 
answered on Dec 9, 2019
Charging off an account does not prevent the creditor from collecting it. A charge off is simply the process of writing off a bad debt for tax purposes during the relevant fiscal period.
I have called the lab every month and they sent me 3 collection notices even through I paid without a bill. I called in October when I got the last collection notice in my 16 year old son’s name and the supervisor refused to put the account in my name without my birthday and social security... View More
answered on Dec 6, 2019
Not receiving a bill does not exempt you from owing a debt. I suggest you send them a certified letter requesting the full balance amount, the monthly amount due and a list of all payments made. If you do not believe the balance is correct, you should also deny that you owe that amount. The... View More
They said they can't give legal advise, but don't send a letter because we then will have to go to court. is that true should I still send a letter even though we've already set up a payment program
answered on Dec 5, 2019
Just to second the response of Mr. Harris. Don't default!!! You may receive a consent order to sign from the debt collector before your Answer is due. I've seen consumers sign a consent judgment that they thought was a done deal, only to find out that that the debt collector (or the... View More
Please help me. I thought I was doing everything right and legal, but I just I was wrong. This year for Halloween I wanted to dress up as a Michigan Sheriff's officer. I go to university, and what scares college kids, the cops. I tried to do my best homework on the legal matter, and read that... View More
answered on Oct 27, 2019
Nice research. Unfortunately courts take this kind of violation very seriously. Get yourself a lawyer who has experience in the court were the violation occurred. If you don't have a criminal record, you should be able to plea this out to a lesser charge and move on with your life.
My cieling is falling in carpet coming up doors have fallen off the hinges leaks in plumbing electrical problems just to name a few
answered on Oct 14, 2019
Is your home habitable? I suggest you obtain an estimate to repair what the contractor failed or refused to repair. Then, seek legal counsel.
I have never heard of this attorney that allegedly represented me, I have not gone to court over this matter, but apparently a hearing was held and an attorney seems to have claimed to represent me, and consented to a judgement against me, and agreed on my behalf for me to repay the money. But... View More
answered on Sep 10, 2019
The case won't be thrown out because of fraud. However, I find it odd that a lawyer made this agreement without your knowledge or consent. You need to find the identity of this lawyer and contact him/her immediately. Once you get the factual background then you can properly take action to... View More
We have a joint bank account. I work, however my husband is on disability. An attorney's office has frozen part of our savings account. Can they touch this if the majority of the money in the account is from my income.
answered on Aug 3, 2019
In Michigan, SS benefits are generally exempt from collection. However, the exempt funds must be "identifiable." This is a complex legal analysis and a definitive answer cannot be gleaned from the facts you provided. Generally, if funds are commingled with other funds, or transferred... View More
I don’t have insurance of my own to even know what to do. I don’t work for this medical transportation company. And I’m being sued for something I have nothing to do with I need to know what to do!?
answered on Aug 2, 2019
How much is the alleged debt? The first thing you should do is NOT DEFAULT, if possible. From what you wrote here it looks like it may be too late. If you have a valid defense, there is a chance that default can be objected to or set aside. But you likely need to hire a lawyer to file the... View More
For the last few years, it's been a nightmare removing the negative inquiries from my credit report. Both Chase and Amazon blame each other. Chase claims they only get their applications electronically, directly from inside Amazon and must process them. Amazon claims there has not been a... View More
answered on Jun 25, 2019
Have you completed an identity theft report and affidavit? If not, I suggest you do so. You can find one on the Federal Trade Commission website. You should also file a police report.
After you've done this, I suggest you send dispute letters to all three credit bureaus and enclosed... View More
answered on Jun 22, 2019
I strongly suggest you consult with a lawyer before turning yourself in. A lawyer will need to know the charges, possible defenses, the jurisdiction and whether you have any priors before giving you advice.
answered on May 7, 2019
Your question needs more detail. And that detail should NOT be published here. You need to contact a seasoned criminal defense lawyer and review the facts and your legal options. Generally speaking, probable cause is a complex legal issue that is interpreted by hundreds of legal cases. Your... View More
Someone created a paypal account using my SSN. Paypal never alerted me to this. They are rude and are still allowing this person to perform transactions under me even after me telling them it is not me. They never investigated this. Been going on since last Oct. 2018
Has this affected your... View More
answered on Apr 29, 2019
Has this affected your credit? Are you getting collection letter or responsible for any debt?
I sent a letter requesting a reduced settlement amount and monthly payments to settle the debt. I was told they would not do payments that it had to be one lump sum and I can't afford that. I've received the subpoena from the court and have no idea what to do to get this resolved as I... View More
answered on Apr 10, 2019
You have a few options. Have you considered bankruptcy? If you significant unsecured (credit cards, collection accounts) debt, I suggest you consult with a bankruptcy lawyer.
Do you deny the debt or can you object to the amount of the alleged balance? If so, you can fight. Hiring a lawyer... View More
I received a request for admissions and interrogations dated 3/25/19 from the plaintiff's attorney wanting a response within 28 days. We go to court 4/15/19. Do I respond or do I wait for court?
Also. The invoice they attached to the complaint is different from the other invoices I... View More
answered on Mar 31, 2019
Hire a lawyer. That's the best advice I can give you. Litigation is complex and you are at a distinct disadvantage against an attorney. The answers to your questions are also complex and require knowledge of the Michigan Court Rules, Rules of Evidence, and case law interpretation.
Out of curiosity after we bought it, I looked online to see if their photos had the defect before we bought it and I noticed it in their pictures, sadly, we were not notified of it and we did not notice it until later that same day. The defect is the drivers side sliding door that will not close... View More
answered on Mar 16, 2019
Michigan's Lemon has strict requirements regarding the number of repairs required to qualify as a "Lemon":
It shall be presumed that a reasonable number of attempts have been undertaken to repair a defect or condition if 1 of the following occurs:
a) The same defect... View More
Interested in a particular vehicle at a used car lot but was told I will not be allowed to take the vehicle to another mechanic's location to have the mechanic inspect the vehicle. I need to know if this is legal in Michigan or not.
answered on Feb 28, 2019
The Federal Trade Commission has some good advice about buying a used car here: https://www.consumer.ftc.gov/articles/0055-buying-used-car
The seller is NOT required to allow an inspection. While I woudn't personally purchase a used vehicle without a prior inspection, there may be... View More
Need to find the state laws governing this same law to amend the case for small claims.
answered on Feb 17, 2019
The State law covering the alleged violations depends on whether the "collection agency" is a lawyer/law firm or not. Don't get caught suing under the wrong statute. I suggest you contact an experienced FDCPA lawyer to discuss your legal options in more detail.
Husband died. Had no income. Came and got motorhome. Live in Michigan. I have never received letter saying they were suing me. I am afraid to start a account because I'm afraid they will take it. Thank you for your help.
answered on Feb 4, 2019
More information is required to provide you with an answer. Is there a judgment against you? If so, what court, have they filed a writ of garnishment, have they taken any collection actions?
I suggest you provide a new question including very detailed dates and facts. That way you will... View More
She has 2 years left on a three year lease. She can get a letter from her doctor.
answered on Jan 23, 2019
Unfortunately, the answer is "no". Finance companies are unforgiving when it comes to their money . You may wish to consider buying out the lease (if she has the financial ability to do so). This would at least leave you with an asset to sell and save you Mom from damaged credit. If... View More
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