Atlanta, GA asked in Consumer Law for Georgia

Q: Can I take my X back for contempt because he can't refinance to remove my name of hm loan? Can he be made to sell hm

Related Topics:
2 Lawyer Answers
Rachel Lea Hunter
Rachel Lea Hunter
Answered
  • Consumer Law Lawyer
  • Cary, NC
  • Licensed in Georgia

A: Contempt is (a) knowing of the contents of a court's order as ordering you to do something; and (b) a willful refusal to disobey the order.

Someone who has tried but cannot refinance because of credit issues is not guilty of contempt because the inability to comply is not willful. And there is nothing that a court could do to make the person comply. If the ex-spouse cannot refinance that's it.

As to whether the court can force a sale, I don't know as you don't relate any other details here. However, this is not a consumer law question. If it is an ex-spouse and there is a jointly held asset, it suggests that you were married and this arose in the context of a divorce and equitable distribution proceeding. In such case, if you want to go back to the family court, you need to discuss this with your family law attorney to see if the court would be inclined to force a sale of the property. The only other way to force a sale where there are 2 or more parties on the deed is to bring what is called a partition action. However, partition actions do not bring in a whole lot of money and if the house is mortgaged then this would not be a good option.

Rachel Lea Hunter
Rachel Lea Hunter
Answered
  • Consumer Law Lawyer
  • Cary, NC
  • Licensed in Georgia

A: Contempt is (a) knowing of the contents of a court's order as ordering you to do something; and (b) a willful refusal to disobey the order.

Someone who has tried but cannot refinance because of credit issues is not guilty of contempt because the inability to comply is not willful. And there is nothing that a court could do to make the person comply. If the ex-spouse cannot refinance that's it.

As to whether the court can force a sale, I don't know as you don't relate any other details here. However, this is not a consumer law question. If it is an ex-spouse and there is a jointly held asset, it suggests that you were married and this arose in the context of a divorce and equitable distribution proceeding. In such case, if you want to go back to the family court, you need to discuss this with your family law attorney to see if the court would be inclined to force a sale of the property. The only other way to force a sale where there are 2 or more parties on the deed is to bring what is called a partition action. However, partition actions do not bring in a whole lot of money and if the house is mortgaged then this would not be a good option.

Justia Ask a Lawyer is a forum for consumers to get answers to basic legal questions. Any information sent through Justia Ask a Lawyer is not secure and is done so on a non-confidential basis only.

The use of this website to ask questions or receive answers does not create an attorney–client relationship between you and Justia, or between you and any attorney who receives your information or responds to your questions, nor is it intended to create such a relationship. Additionally, no responses on this forum constitute legal advice, which must be tailored to the specific circumstances of each case. You should not act upon information provided in Justia Ask a Lawyer without seeking professional counsel from an attorney admitted or authorized to practice in your jurisdiction. Justia assumes no responsibility to any person who relies on information contained on or received through this site and disclaims all liability in respect to such information.

Justia cannot guarantee that the information on this website (including any legal information provided by an attorney through this service) is accurate, complete, or up-to-date. While we intend to make every attempt to keep the information on this site current, the owners of and contributors to this site make no claims, promises or guarantees about the accuracy, completeness or adequacy of the information contained in or linked to from this site.