If I do not owe the HOA do I have to include them on my chapter 7 bankruptcy?

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Robert Jason De Groot

Answered 2 years ago

It is necessary to include all of your expenses, and the HOA fees are part of that.

Kathryn U. Tokarska

Answered 2 years ago

You would not list them as a debt on schedules D or F unless there is a past due amount owing to them. But you should list the expense on Schedule J.