Q: Can a credit bureau deem all your correspondence to them as suspicious and avoid acting?
Experian sent me a letter, in response to my certified letter of dispute, claiming that my letter was suspicious and being disregarded. When I called and told them it was not suspicious, they told me if I sent more letters, they would also be deemed suspicious, and not acted upon. Can they do that if I have the letter notarized?
You should seriously consider contacting a consumer protection attorney. While I can't assess the case for you in this forum, it is possible that you have a claim for violation of the Fair Credit Reporting Act.
*David Levin is the Partner in charge of UpRight Law's consumer rights litigation department. UpRight Law is a national law firm with licensed attorneys providing bankruptcy and consumer legal services in all 50 states. He is licensed in Illinois, Ohio and West Virginia, as well as several United States District Courts. He has 22 years of litigation experience, the last 18 of which have been focused on consumer rights litigation. This response is for informational purposes only and is not intended to be legal advice. For legal advice, consult an attorney licensed in your state with the appropriate expertise.
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