Q: I believe my identity has been used. I now have a freeze on my bank account and have no idea on how to prove residency
Yesterday i found out there is a freeze/hold on a joint account i use. The funds in this account belong to father of my kids. It can be verified threw direct deposit pay stubs. As I am understanding it someone opened a Verizon phone account in 95 in NJ. The address provided i am unfamiliar with. In march of 08 the phone account got renewed? unsure of what to call it. The collection agency claims they work for Verizon as lawyers and collections agency. They want 3 things Affidavit of fraud. A police report as well as proof of where I've lived from 95 till 08. I have lived in Arizona since 97. I have no way of providing proof of residency before then. They are seriously making it almost impossible for me to prove where i have lived. I can certainly with enough time collect all this evidence. can they unfreeze funds in the shared bank account? Can i simply remove myself from the bank account ? Best option in providing proof.
A: A consumer protection of debt collection lawyer should be able to assist. The collection agency is required to comply with the Fair Debt Collection Practice Act.
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