Asked in Collections for Alabama

Q: I have been threaten to have criminal charges presses against me if I do not surrender my vehicle is this true

I have payed over 5500 dollars on it and they still defaulted won't give me a chance to pay and everything that was said to be added on to my car was actually charged like a 5000 dollar warranty that came after the fact and this is on a car over 10 years old it don't make since

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2 Lawyer Answers

A: Is there a contract between the parties? You would have to read the contract. Was this from a buy here/pay here place? How was the car financed? They probably cannot threaten to bring criminal charges against you, perhaps without violating the law themselves. Just go see a local attorney about this for the specific advice that you need. Did you realize that you did not ask a question?

A: I don't know the details of the transaction, but you probably have not paid and they probably have a security interest in the vehicle. As for threatning criminal charges, that is a big no-no in a civil matter. You should hire an attorney right now. If you can't afford one, call on legal aid. Google Alabama Volunteer Lawyers. They are a good resource for this kind of thing.

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