Q: After recently being discharged from bankruptcy, is it safe to contact past creditors?
I have a judgement against me from 2009, and I am in the 7th year. I'm pretty sure the debt was included in bankruptcy, but I'm not 100% sure. Is it safe for me to contact the lawyer in the original case to check the status and ask them to remove from the credit report, or should I just wait to let it drop off on it's own? My only fear is that it might open the can of worms back up, and they might start coming after me for the original balance. Even if it wasn't included in the original bankruptcy, it's still over with in a chapter 13 right?
A: You need to get a copy of your bankruptcy documents to see if it was included in them. Then you need to contact a lawyer.
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