Q: I remortgaged after a breakup and got married. I want to put my wife on the title. What is the procedure? Thank you
After buying my ex out of the house about a year and 1/2 ago, I remortgaged my house. I got married last year and wish to have my wife on the title. The mortgage broker sent me to the title company, but they told me that they cannot help after closing. What do you suggest?
A: You would need to consult with a lawyer to prepare a deed from you to you and your present wife. Your existing mortgage should also be reviewed to assure that it does not contain a prohibition of this. If such transfers are prohibited, the lawyer would need to contact the bank to get its consent or you would be risking the declaration of a default if you would choose to proceed without consent.
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