Q: i received this message from my renters nsurance company after fileing a claim. even after i paid Can they do this?
this is a courtesy reminder to let you know that the renters insurance will be cancelled from the very first time you did the policy with state farm. i payed qua over 1500. 00 for a yrs coverage. then after my 2nd claim i was investigated and told that i failed to mark yes on my application when it asked if i have ever had a theft , either reported or non reported. i answered no. my fiance had his apt. robbed over 5 yrs ago,. he was working and i reported the incident for him to the authorities. He reported it to his insurance and collected a claim for his missing items through his policy. my license and phone were also taken but were not covered but my fiance replaced my 2 items that were taken. now my renters insurance is saying that because of this they wont cover my claim. they should have denied my application from the start then i could have obtained coverage elsewhere. instead i paid and all this time thinking im covered when after fileing a claim now find out that im not .
A: You can contest the cancellation and file a complaint with the CA Dept. of Insurance, depending on the exact wording of the question on the application and your exact answer. More details are necessary to provide a professional analysis of your issue. The best first step is an Initial Consultation with an Attorney. You can read more about me, my credentials, awards, honors, testimonials, and media appearances/ publications on my law practice website, www.AEesq.com. I practice law in CA, NY, MA, and DC in the following areas of law: Business & Contracts, Criminal Defense, Divorce & Child Custody, and Education Law. This answer does not constitute legal advice; make any predictions, guarantees, or warranties; or create any Attorney-Client relationship.
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