Lynchburg, VA asked in Bankruptcy for Virginia

Q: in VA not eligible for discharge of my recent Ch 13 case, this year filed in 2013. I had a Chapter 7 in 2009

Ok I just recently completed a Ch 13 case in Virginia this year that was filed in 2013. Before that I had a Ch 7 case discharged that was filed in 2009. The court told me I'm not eligible for a discharge for the 13. Could I still be liable for debts that were in my Ch 13 now that the repayment is complete? the debts included, were confined to medical, credit card, and online payday and online installment loans.

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1 Lawyer Answer
Robert R Weed
PREMIUM
Robert R Weed
Answered
  • Bankruptcy Lawyer
  • Annandale, VA
  • Licensed in Virginia

A: To have a discharge in Chapter 13 you needed to be four years past the filing date of the Chapter 7; you gave us the year but not the exact date. You may have missed it by only a few weeks or months.

Meaning, unless you paid 100% of those debts, you are still liable.

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