Q: My grandfather died and charges ended up on his credit card after he passed away in a state he's never visited. The
credit card company says after date of death charges have to be paid. Is this true?
A: I am sorry for your loss. Unless you signed on as an authorized user on the account, you are likely not responsible for any of the charges; either those made before or after he passed. If you signed up for the card, you may be liable. Ask the credit card company for a copy of what you signed that they say makes you owe on the account. If they don't have anything, i would not pay. If the credit card company calls you or if they assign the debt to a debt collector, be sure to tell them what happened and provide them with a death certificate for your grandpa. They should stop the collection calls and letters. If they do not, see a lawyer.
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