Asked in Bankruptcy for Missouri

Q: I filed chapter 13 almost 3 years ago, my payments continue to go up because of income disclosure from bonuses and the

trustee felt my plan was under funded. So right now I'm paying 2400 a month to the bankruptcy court and I am barely able to live. I don't want to lose my house but I can't keep up these payments. Most of my debt waa unsecured except my house what should I Do? Can i file for voluntary dismissal and try and save my home? I also owed back taxes of about 6k?

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1 Lawyer Answer
Nels Hansen
Nels Hansen
Answered
  • Bankruptcy Lawyer
  • Round Rock, TX

A: Chapter 13 is voluntary and in most instances, you can dismiss. Should you is the question. Contact your bankruptcy attorney. If you managed to get a chapter 13 confirmed without an attorney, you have really accomplished something as over 90% of pro se chapter 13 cases end up being dismissed. Your plan is based on your income and the debts that must be paid.

Contact your attorney and see if you can modify your plan to lower the payment or if converting to chapter 7 might be a possibility. If you do not have an attorney now is the time to hire one. You can search for an attorney using the Justia "Find a Lawyer" link at the top of this page.

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