Q: if I got injured playing arena football, during season should I get compensation for not being able to work.
According to the DR. my options are injections and therapy but will eventually have to have the surgery to repair torn cartilage. If I choose the first option temporarily will they still be responsible for the later when I decide to have surgery?
A: I'm sorry, but I don't know what arena football is. Is that your job? Or was this a recreational outing sponsored by your employer? If your injury was work related, you would have a workers' compensation claim. If you are written out of work by the authorized treating physician, you would be entitled to weekly benefits at 2/3 your average weekly wage (up to the maximum rate for the year you were hurt) during the period you are unable to work. You are entitled to medical treatment to be provided by the employer or their insurance company until you reach maximum medical improvement. After that, you may be entitled to future medical treatment which the treating physician says you are likely to need. You may also be entitled to be paid compensation for any permanent problem/impairment/disability you have as a result of the injury. If the surgery will be needed soon, I would not settle until after the surgery. If the surgery will be needed at some distant, unknown time, there are different ways to settle to provide for that. You would benefit from consulting with an experienced South Carolina workers' comp attorney about this to determine if this is a compensable injury and, if so, what legal options you have.
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