Q: Could I sue my car co-signer because she refuses to give me the keys back and I have proof of payments?
I was co-signed by my mother for lack of credit. Because I am 21 now and taking decisions on my own, she is keeping the car from me to have some control. She stole the keys from me and refuse to give them back. I made all the payments for the car note and the insurance for about 4 months now. Could I sue her since we both have legal rights over the car ? Ask for either amount I paid towards the car back or full responsibility of the car.
A:
I suggest you spend the money you'd spend on a suit on a family therapist to work things out. Seriously--you may have other issues but suing mom will just be adding gas to a fire.
As the owner, you have 100% right--the cosigner has obligations but few if any property rights.
The car is yours. You can have someone pick it up and tow it to your place, but before you get to that I'd suggest you think about the counselor/mediator. Seriously,the law is absolutely sucky at getting people to be nice--it's not geared for that.
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