Livonia, MI asked in Bankruptcy for Michigan

Q: If I file for bankruptcy alone, will it affect my husbands credit or our home?

The mortgage was done under his credit, my name is just on there. Also how much about is a simple 7 in michigan for credit card and medical debt?

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1 Lawyer Answer
Robert Keyes
Robert Keyes
  • Bankruptcy Lawyer
  • Ypsilanti, MI
  • Licensed in Michigan

A: It won't affect his credit score. As long as the mortgage payments are kept current there is no issue with you home. Note that even if he did file there is no issue with the house as long as the mortgage payments are kept current.

In addition to a $335 filing fee which is universal, the attorney fee for a "simple" Ch. 7 can range from about $700 - $1,500 for the attorney fee and costs. Cannot say anything more definitive than that.

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