Walkertown, NC asked in Civil Litigation, Consumer Law and Collections for North Carolina

Q: Are creditors required to notify defendents if they renew a default judgment?

Hey! I hadn't really expected an answer. Especially not so quickly. Thanks. So I wonder if I'm pushing my luck to ask another related question? If the default judgments, expired, or were not renewed, can the accounts that the judgments were for still be collected on, by a 2nd or 3rd, or 4th party debt collector? If the accounts are now at least 10 years old, hasn't a statute of limitation expired?

1 Lawyer Answer

Paige Kurtz

Answered
  • Collections Lawyer
  • Raleigh, NC
  • Licensed in North Carolina

A: If a creditor files an action to "renew" a judgment for an additional ten years, they are required to serve you pursuan to the Rules of Civil Procedure the same as with any other lawsuit. Service options are certified mail, overnight delivery service, sheriff or process server.

1 user found this answer helpful

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