Oak Lawn, IL asked in Consumer Law and Insurance Bad Faith for Illinois

Q: About a claim through State Farm that a company did for me on my house and got 30% of the adjusted money.

Pioneer Adjusting Firm (didn't no there contractors too) did a claim on damages to my house (expected inside from old leaky roof). I told the guy who came out here and got me signed up for the adjustment, that I was only looking to collect the money for the damages done to the house, that's it!...and I let him know I didn't want any BS, I wanted everything to be done legitimately. I let them know that I had the roof done about 8 years ago, so its like new. So they claimed the roof (which I thought they could do as part of the claim). Then I notice they claimed the siding, and also the roof on the garage. The State Farm adjuster came out and looked over everything inside and out and the only thing that the adjuster agreed to, is the roofs and siding. But these guys also claimed the labor cost of a total of over $18,000.00. But State Farm only gave me $8,123.00, and they took 30% of the total $18,000.00 and State Farm wont release the other check until the work is done. I'm out $8,000

1 Lawyer Answer
Steve McCann
Steve McCann
  • Consumer Law Lawyer
  • Chicago, IL
  • Licensed in Illinois

A: Based on the facts provided, it seems that you contracted with Pioneer Adjusting Firm to perform what is called public adjusting services. There are strict rules and regulations that govern the manner in which public adjusters can do business in Illinois, and it sounds as though there may have been some mistakes made depending on the disclosures provided to you. That being the case, I would recommend organizing everything in your possession related to this matter, including the public adjusters contract and anything else related to this claim, and consult with an attorney individually so we can discuss your options moving forward.

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